Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, if he will take steps to help improve access to Flood Re Build Back Better scheme for homes at risk of flooding.

Flood Re is a joint government and industry reinsurance scheme designed to help UK households at high risk of flooding to access affordable insurance. New regulations came into force on 1 April to improve the efficiency and effectiveness of the scheme and promote uptake of Property Flood Resilience measures.

Flood Re can now pay claims from insurers which include an amount for resilient repair (Build-Back-Better) up to a value of £10,000 over and above the cost of like-for-like reinstatement for actual flood damage. This will help flooded households become more resilient and allow homeowners to return more quickly after any future flooding

Build-Back-Better will be available through a range of major insurance brands. To ensure consistency and fairness for all customers, insurers who choose to participate in Build-Back-Better are required to offer it on all policies across their home insurance offerings and not just on policies ceded to Flood Re.