Question to the Department for Energy Security & Net Zero:

To ask the Secretary of State for Energy Security and Net Zero, what discussions his Department has had with representatives of the insurance industry on ensuring that domestic air-to-water heat pumps installed under the Boiler Upgrade Scheme and other government-supported programmes are covered under standard home insurance policies; and what steps he is taking to protect homeowners from being left without cover for these systems.

Heat pumps installed under UK government schemes must be fitted by installers certified by the Microgeneration Certification Scheme (MCS), the leading standards organisation for microgeneration technologies. MCS is undergoing major reforms, due to be introduced later this year, including a proposed requirement for a 6-year guarantee on new heat pump installations.

Government regularly engages with the heat pump industry and the Association of British Insurers to ensure no specific exclusions or impacts arise from installations. As with any retrofit work, property owners are advised to consult their home insurance provider to understand their policy and whether additional cover is needed for heating systems.