Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, if he will make it his policy to amend the eligibility criteria for pension credit so that all men and women aged 60 and above can access that credit.

Pension Credit is an income-related benefit paid out of general taxation which targets help at the poorest pensioners. It is a condition of entitlement for Pension Credit that a person has attained the “qualifying age”, which is linked to the women’s State Pension age. This is the same age at which entitlement to Universal Credit ceases.

Changing the eligibility criteria would mean displacing Universal Credit with Pension Credit. Universal Credit has much better work incentives than Pension Credit, and ensures that work always pays. Universal Credit also disregards pension pots in the means test, encouraging further saving, whereas Pension Credit takes pension pots into account and therefore provides no incentive to increase their size.

For those with disability and care needs, the welfare system already makes provision through benefits and services based on needs assessment. This includes provision for those whose health condition means that it is difficult for them to remain in employment. The Government will be publishing a Green Paper on Work and Health later this year which will consider this issue.