Bereavement Benefits: Cohabitation

(asked on 2nd September 2016) - View Source

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, if he will amend the eligibility criteria for bereavement benefits to enable unmarried couples who have cohabited for many years to claim the same bereavement benefits as married couples and civil partners.


Answered by
Caroline Nokes Portrait
Caroline Nokes
This question was answered on 9th September 2016

A key principle of the National Insurance system is that all rights to benefits derived from another person’s contributions are based on the concept of legal marriage or civil partnership. This is a long-standing position in bereavement benefits and will continue under the new Bereavement Support Payment, the provisions of which were debated during the passage of the Pensions Act 2014.

Marriage and civil partnerships are legal contracts that are associated with certain rights, including inheritance, recognition in the tax system and entitlement to certain benefits. Given this legal position, the Government has no plans to extend eligibility for bereavement benefits to cohabitees.

However, cohabitees do have access to income-related benefits. They may also qualify for help with funeral costs from the Social Fund and may of course choose to provide security for their families by way of private pension or life insurance arrangements.

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