Post Office Card Account

(asked on 14th February 2019) - View Source

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, if she will publish the advice provided by (a) the Post Office and (b) government agencies to holders of the Post Office Card Account on their options to transfer payments to other sources, including any changes to that advice in the last five years.


Answered by
Guy Opperman Portrait
Guy Opperman
Parliamentary Under-Secretary (Department for Transport)
This question was answered on 19th February 2019

The Post Office has not issued any advice, written or otherwise, to Post Office card account users over the past five years regarding options to transfer onto alternative products.

The DWP has written to customers who use the Post Office card accounts to encourage them to receive payment into a mainstream account. This is part of our policy of reducing reliance on payment exception services and promoting financial inclusion through the use of mainstream accounts. Mainstream accounts offer more features and reduce the cost to the taxpayer. One of the key messages we highlight, is that 99% of banks’ personal accounts enable customers to withdraw cash, deposit cash and cheques, and make balance enquiries at a Post Office counter via its network of 11,600 branches.

For those claimants and pensioners who are unable to open a mainstream account, the DWP will implement an alternative payment service that allows users to obtain cash payments in their local area (including suburban and rural locations) before the end of the Post Office card account contract in November 2021.

All DWP letters provide a free telephone number where the customer can call to discuss their payment options further and change their method of payment over the telephone. A copy of these letters will be placed in the House of Commons Library.

As we approach the end of the Post Office card account contract, the DWP and POL will work together to issue joint guidance on Post Office card account user’s options, to transfer to other payments methods.

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