Question to the Department for Environment, Food and Rural Affairs:

To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment he has made of the effect of property level protection measures on flood insurance premiums.

The levels of insurance premiums are commercial decisions taken by individual insurance companies. These will take into account a range of factors and we cannot guarantee that installing property level protection will reduce premiums. However, installing property level protection will reduce the level of damage, distress and disruption associated with flooding for the householder.

The Government is working with the insurance industry to ensure that affordable cover continues to be available.