Question to the Department for Levelling Up, Housing & Communities:

To ask the Secretary of State for Levelling Up, Housing and Communities, what steps his Department is taking to ensure that resident directors in charge of Right-to-Manage companies and Resident Management Companies who do not wish to exercise the option of appointing a building safety director will be able to secure insurance cover against the new liabilities arising from Part 4 of the Building Safety Act 2022.

As set out by Dame Judith Hackitt in 2018, in her Building a Safer Future report, 'A step change is…needed to place greater demands on the new duty holder to manage building safety effectively.' Following the Building Safety Act gaining Royal Assent in 2022, the Building Safety Regulator will make guidance available to accountable persons to assist them in complying with their new duties and/or requirements under Part 4 of the Act.

Insurers make individual decisions on whether to offer insurance products and the associated premiums based on a range of factors. We will continue to work with the insurance industry to help them understand the roles and duties in the Building Safety Act 2022 (the Act) and encourage them to provide appropriate cover that is priced fairly and in the best interest of their customers.