Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what steps he is taking to ensure low-paid workers do not miss out on receiving the full new State Pension due to zero rate National insurance Contributions.

The Government have ensured that people with earnings below the Primary Threshold continue to have their entitlement to State Pension protected. Although the Primary Threshold, when people start making National Insurance Contributions, has increased from £190 to £242 per week in 2022/23, the Lower Earnings Limit (LEL) remains at £123 per week in 2022/23 (£6396 per annum). The LEL is the level of earnings above which people are treated as having paid National Insurance, even though they have not paid Contributions.

People with earnings from a single employer above the LEL, receive a Qualifying Year of National Insurance, which counts towards their State Pension eligibility. For people on low incomes, there is a wide range of National Insurance credits available, including people in receipt of Universal Credit, ensuring they can achieve the best possible State Pension outcome when they reach State Pension age. Information about these can be found on www.gov.uk/national-insurance-credits/eligibility.