Question to the Department for Transport:

To ask the Secretary of State for Transport, whether his Department has made an assessment of the potential merits of making insurance a legal requirement for cyclists.

Cyclists are encouraged, but not required, to take out some form of insurance, and many cyclists have insurance cover through their membership of cycling organisations. All cyclists are required to obey the rules of the road, and the fact that a cyclist is not insured does not prevent them from being liable for the consequences of their actions. The police, and ultimately the courts, can take into account all the circumstances of an incident and judge accordingly.