State Retirement Pensions: Married People

(asked on 19th January 2026) - View Source

Question to the Department for Work and Pensions:

To ask the Secretary of State for Work and Pensions, what steps his Department is taking to help improve the financial situation of mixed-age couples where one partner has reached State Pension age but the other has not; what information his Department holds on the number of households are affected by the Pension Credit rules for mixed-age couples; what steps he is taking to help ensure that households reliant on a single State Pension can access adequate support; and what guidance he has issued to help ensure that claimants are not inaccurately told they are not entitled to state support.


Answered by
Stephen Timms Portrait
Stephen Timms
Minister of State (Department for Work and Pensions)
This question was answered on 27th January 2026

Universal Credit is a working age benefit that helps with living costs. Ensuring that individuals, including those below State Pension age, can get into, progress and stay in work is important for individuals in helping them to continue saving for their own retirement and contribute to the wider economy.

Since 15 May 2019, couples requiring additional support from the benefit system have needed to claim Universal Credit until both members reach State Pension age. Once in receipt of Universal Credit, this ensures that the younger partner can access the same employment support that is available for customers below State Pension Age.

Published data shows that in December 2025 there were around 69,000 Universal Credit claimants aged over 65. This will include mixed aged couples and also some single claimants who are just about to move off UC as they reached State Pension Age during that assessment period.

Information on eligibility requirements for each benefit is published on GOV.UK guidance pages.

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