Question to the Ministry of Housing, Communities and Local Government:

To ask the Secretary of State for Housing, Communities and Local Government, if his Department will make an assessment of the extent and impact of mortgage providers rejecting mortgages for leasehold properties with ground rent over 0.1% of the sale price.

I refer the hon. Members to the answer given to Question UIN 74455 on 15 September 2025.

In addition, measures in the Renters’ Rights Act 2025, which came into effect in December, will prevent long leases with grounds rents of £250 (or £1,000 in London) from repossession under provisions in the 1988 Housing Act.