Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what steps she is taking to reduce the burden of (a) food costs, (b) energy bills and (c) credit costs on households.
Answered by Darren Jones - Chief Secretary to the Treasury
We know increased costs in essential areas are worrying and cause hardship for many families with children. That is why the Government is taking a comprehensive approach—supporting those in immediate need while addressing the structural changes necessary to fix the country's foundations.
Food, energy and credit costs are a function of a variety of factors including international agricultural commodity prices, the exchange rate, wholesale energy prices, and interest rates. The best way to help with the cost of living is by reducing overall inflation. The Bank of England has the responsibility of controlling inflation, and the Government fully supports them as they take action to sustainably return inflation to 2%. The independent Monetary Policy Committee (MPC) has cut Bank Rate four times since August. The effective interest rate – the actual interest paid by a borrower - on new a 2-year fixed rate mortgage has fallen 46 basis points since the election (May 2025 vs June 2024).
The government is committed to helping those in need due to the rising cost of living. An uplift to the Universal Credit Standard Allowance will see it rise to 5% above inflation by 2029-30. The government is also investing £1 billion a year (including Barnett impact) in a multi-year settlement for crisis support, which includes funding for councils to support some of the poorest households so that their children do not go hungry outside of term time. From the start of the 2026 school year, the government will expand Free School Meals to all pupils with a parent receiving Universal Credit. This will put £500 back into parents’ pockets every year.
The most recent Ofgem energy price cap, in place until September is 7% lower than the previous cap, reducing annual energy bills for a typical home by £129. Additionally, the Warm Home Discount is being expanded to every billpayer on means-tested benefits, meaning 2.7 million extra households will receive £150 off their energy bills next winter, helping reduce energy costs for around 6 million households.
From this winter (2025-26), pensioners with incomes up to and including £35,000 will benefit a Winter Fuel Payment. This will mean that the vast majority — over three quarters, or 9 million pensioners in England and Wakes — will benefit. This change ensures that the means-testing of winter fuel payments has no effect on pensioner poverty.
The government’s top priority is to deliver strong, sustainable growth that raises living standards across the UK. A growing economy plays a key role in providing greater financial security for households and helping to make food, energy and credit more affordable.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, whether landfill sites in England will receive waste from Scotland following the Scottish Government’s decision to ban landfill in that country.
Answered by Mary Creagh - Parliamentary Under-Secretary (Department for Environment, Food and Rural Affairs)
I met with Gillian Martin MSP, Cabinet Secretary for Net Zero and Energy in the Scottish Government on 3rd July 2025 to discuss this important issue.
The Scottish Government has assured me that they do not believe that it is acceptable for a large amount of waste to be transported from Scotland to England and they are working closely with Scottish Local Authorities to prevent this outcome.
Defra officials are continuing to engage with those in the Scottish Government on potential impacts to England that may arise from implementation of the Scottish landfill ban.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Department for Environment, Food and Rural Affairs:
To ask the Secretary of State for Environment, Food and Rural Affairs, what assessment he has made of the potential impact of the Scottish Government’s decision to ban landfill in Scotland on levels of landfill in England.
Answered by Mary Creagh - Parliamentary Under-Secretary (Department for Environment, Food and Rural Affairs)
I met with Gillian Martin MSP, Cabinet Secretary for Net Zero and Energy in the Scottish Government on 3rd July 2025 to discuss this important issue.
The Scottish Government has assured me that they do not believe that it is acceptable for a large amount of waste to be transported from Scotland to England and they are working closely with Scottish Local Authorities to prevent this outcome.
Defra officials are continuing to engage with those in the Scottish Government on potential impacts to England that may arise from implementation of the Scottish landfill ban.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Department for Energy Security & Net Zero:
To ask the Secretary of State for Energy Security and Net Zero, what contribution GB Energy has made to reducing (a) gas, (b) electricity and (c) fuel bills since its establishment in May 2025.
Answered by Michael Shanks - Parliamentary Under Secretary of State (Department for Energy Security and Net Zero)
Great British Energy (GBE) is a key part of our plan to protect bill payers from volatile international fossil fuel markets by accelerating clean power deployment. By investing in and developing clean energy projects GBE will ensure UK taxpayers and billpayers reap the benefits of homegrown energy.
The Great British Energy Act gained Royal Assent on the 15th May and the company is now setting up its headquarters in Aberdeen and recruiting the team that will deliver its work. The Secretary of State will set out a Statement of Strategic Priorities in due course but in the meantime GBE has made initial investments in community energy and working alongside other government departments to deliver a programme of solar power for schools and hospitals across the country.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what assessment has she made of the potential impact of food price and energy inflation on (a) low-income households, (b) pensioners and (c) disabled people.
Answered by Darren Jones - Chief Secretary to the Treasury
We know increased costs in essential areas are worrying and cause hardship for many families with children. That is why the Government is taking a comprehensive approach—supporting those in immediate need while addressing the structural changes necessary to fix the country's foundations.
Food, energy and credit costs are a function of a variety of factors including international agricultural commodity prices, the exchange rate, wholesale energy prices, and interest rates. The best way to help with the cost of living is by reducing overall inflation. The Bank of England has the responsibility of controlling inflation, and the Government fully supports them as they take action to sustainably return inflation to 2%. The independent Monetary Policy Committee (MPC) has cut Bank Rate four times since August. The effective interest rate – the actual interest paid by a borrower - on new a 2-year fixed rate mortgage has fallen 46 basis points since the election (May 2025 vs June 2024).
The government is committed to helping those in need due to the rising cost of living. An uplift to the Universal Credit Standard Allowance will see it rise to 5% above inflation by 2029-30. The government is also investing £1 billion a year (including Barnett impact) in a multi-year settlement for crisis support, which includes funding for councils to support some of the poorest households so that their children do not go hungry outside of term time. From the start of the 2026 school year, the government will expand Free School Meals to all pupils with a parent receiving Universal Credit. This will put £500 back into parents’ pockets every year.
The most recent Ofgem energy price cap, in place until September is 7% lower than the previous cap, reducing annual energy bills for a typical home by £129. Additionally, the Warm Home Discount is being expanded to every billpayer on means-tested benefits, meaning 2.7 million extra households will receive £150 off their energy bills next winter, helping reduce energy costs for around 6 million households.
From this winter (2025-26), pensioners with incomes up to and including £35,000 will benefit a Winter Fuel Payment. This will mean that the vast majority — over three quarters, or 9 million pensioners in England and Wakes — will benefit. This change ensures that the means-testing of winter fuel payments has no effect on pensioner poverty.
The government’s top priority is to deliver strong, sustainable growth that raises living standards across the UK. A growing economy plays a key role in providing greater financial security for households and helping to make food, energy and credit more affordable.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Ministry of Housing, Communities and Local Government:
To ask the Secretary of State for Housing, Communities and Local Government, pursuant to the Answer of 25 June 2025 to Question 60503 on Housing: Construction, what steps her Department is taking to (a) monitor and (b) prevent future cost pressures on materials that may impact housebuilding targets.
Answered by Matthew Pennycook - Minister of State (Housing, Communities and Local Government)
The government is working with industry to ensure the housebuilding sector has access to the construction materials needed to build 1.5 million safe and decent homes in this parliament.
We expect suppliers to increase capacity to meet demand and there is evidence that they are doing so. For example, we have seen deliveries of bricks in England, Scotland and Wales increase by 23% in the year to May 2025.
Construction materials prices are stable, rising only 1% between January 2024 and January 2025, far below the rate of inflation for the wider UK economy.
We will continue to closely monitor the cost of building materials.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Ministry of Housing, Communities and Local Government:
To ask the Secretary of State for Housing, Communities and Local Government, pursuant to the Answer of 1 July 2025 to Question 62956 on Waste Disposal: Birmingham, when Ministers in her Department last met with the Leader of Birmingham City Council to discuss the waste collection industrial dispute.
Answered by Jim McMahon - Minister of State (Housing, Communities and Local Government)
All details of ministerial meetings with external bodies are published on gov.uk.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what assessment she has made of the adequacy of average savings held by (a) low-income households and (b) pensioners for meeting emergency or unforeseen costs.
Answered by Emma Reynolds - Economic Secretary (HM Treasury)
The Government is committed to incentivising saving and investment, helping people to save for their future goals and build greater financial resilience. Individual Savings Accounts (ISAs) support people of all incomes and at all stages of life to save. The Help to Save scheme also supports low-income working households to start a long-term savings habit.
As part of its forthcoming Financial Inclusion Strategy, the Government is considering how households, including those on low incomes, can increase their financial resilience; and how people of all ages across the UK can build emergency savings buffers. In addition to savings, the Financial Inclusion Committee has discussed digital inclusion and access to banking services; access to credit; access to insurance; problem debt; and financial education and capability.
The development of the Financial Inclusion Strategy is being informed by a committee of industry and consumer representatives which I chair. Summaries of the Committee meetings are available on GOV.UK. The Strategy will be published later this year.
No assessment has been made of the adequacy of average savings.
The Government keeps all aspects of the tax system under review.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Department for Energy Security & Net Zero:
To ask the Secretary of State for Energy Security and Net Zero, what assessment he has made of the proportion of overall household spending by lower income households on energy costs.
Answered by Miatta Fahnbulleh - Parliamentary Under Secretary of State (Department for Energy Security and Net Zero)
DESNZ’s fuel poverty statistics include an affordability measure of the number of households in England required to spend over 10% of income on energy costs. In 2024, this was estimated at 8.99 million households (36.3%).
The review of the fuel poverty strategy consultation document includes a version of this measure limited to households on a low income, in the ‘Measuring fuel poverty’ section. An estimated 6.6 million low income households spent over 10% of income on energy costs in England in 2023.
Asked by: Wendy Morton (Conservative - Aldridge-Brownhills)
Question to the Department for Energy Security & Net Zero:
To ask the Secretary of State for Energy Security and Net Zero, pursuant to the Answer of 25 June 2025 to Question 60503 on Housing: Construction, what steps he is taking to help mitigate risks associated with fluctuations in energy prices.
Answered by Miatta Fahnbulleh - Parliamentary Under Secretary of State (Department for Energy Security and Net Zero)
The Government believes the best way to protect billpayers, both households and businesses, from fluctuations in energy prices is through our mission to deliver clean power by 2030. The creation of Great British Energy will help us to harness clean energy and have less reliance on volatile international energy markets and help in our commitment to make Britain a clean energy superpower by 2030.