Oral Answers to Questions

Debate between Vince Cable and Valerie Vaz

Thursday 26th June 2014 Commons Chamber

[Vince Cable]

There is a very long list of achievements that would bore the House considerably were I to dwell excessively on it, but the set of advances that we have made in giving business a long-term perspective through the industrial strategy, the collaboration with business and the associated work that we have done on access to finance, the build up of apprenticeships and the developments in innovation through the Catapult make up a considerable legacy of achievement.

[Valerie Vaz (Walsall South) (Lab)]

Two thirds of students on disabled students allowances are dyslexic. Cuts to DSAs affect both the students and the institutions, and penalise both. Will the Secretary of State think again about reversing these cuts?

Consumer Rights Bill

Debate between Vince Cable and Valerie Vaz

Tuesday 28th January 2014 Commons Chamber

[Vince Cable]

The hon. Gentleman is correct that an undertaking was made, which I understand is in process. Different Departments are proceeding at different speeds, but there is a commitment to do this. If he wants more information on it, I will try to get it to him. It is a perfectly legitimate complaint that people have.

The consumer law enforcement powers establish a primary authority to improve co-ordination. The enhanced consumer measures relate to the law and the gap between criminal and civil law in relation to consumer enforcement. At the moment, consumers rarely get their money back when a business breaks consumer law. That is partly because criminal courts are reluctant to award consumers redress and enforcers are often unable to seek redress in the civil courts. There is a common law remedy, but it is often difficult to realise it. What then tends to happen is that the more extreme cowboys are prosecuted on criminal grounds, but compensation, particularly for lesser levels of abuse, is more difficult to obtain. The legislation will enhance consumer measures to give enforcers greater flexibility to get the best outcome for consumers.

[Valerie Vaz (Walsall South) (Lab)]

The Secretary of State has set out a lot of rights for consumers. What has been the impact of the lack of legal aid for those consumers to enforce those rights?

[Vince Cable]

Many of these issues are dealt with through small claims courts. I recognise that there is often a difficulty in enforcing claims in the small claims courts. I am not sure that legal aid is the central issue there. It is a question of ensuring that, when court remedies are imposed by the courts, they enforce them and there are proper fines on companies that do not yield at that point.

The measures on the civil courts seek to ensure that there are properly specified rights aimed at giving consumers their money back, giving them more information and increasing business compliance. We must try to ensure that the measures are reasonable and proportionate, and that there is flexibility. Let me give a concrete example, because this is a slightly abstract and legalistic issue. Under a more flexible regime, a furniture retailer that has made false promises on delivery dates may not only have to give consumers their money back, but have to advertise in the press or social media what they are doing to put the situation right. They may also be required to change their internal systems to ensure that there is no repeat of the breach of the law. Essentially, the changes will enable enforcement to take place in a much more flexible way that reflects the circumstances of particular companies and customers.

Oral Answers to Questions

Debate between Vince Cable and Valerie Vaz

Thursday 20th December 2012 Commons Chamber

[Vince Cable]

Of course I recognise that the borrowing position for many small companies dealing with the banks remains difficult. The evidence suggests that the funding-for-lending scheme that the Chancellor introduced is having a significant impact, and the British business bank will significantly improve the level of finance available to British businesses, especially SMEs.

[Valerie Vaz (Walsall South) (Lab)]

My constituent Sally Hares runs a business, Hare’s Moor, which repackages fresh products for making curries. She cannot access a loan of £5,000 for a repackaging machine. Will the Secretary of State meet her to find out which fund she can access so that she can grow her business?

[Vince Cable]

I will certainly ensure that the hon. Lady and her constituent get good advice on the range of opportunities available to them. This is somewhat removed from the immediate concerns in establishing the bank, but she legitimately raises an important issue; many small companies cannot get credit.

Local Growth White Paper

Debate between Vince Cable and Valerie Vaz

Thursday 28th October 2010 Commons Chamber

[Vince Cable]

Yes, I can give that assurance. My colleague in the other place, Lord Greaves, has been bending my ear on that proposal, and it seems a good one, but we need to rationalise it.

[Valerie Vaz (Walsall South) (Lab)]

Will the Secretary of State state his intentions for the highly skilled and independent Planning Inspectorate?

[Vince Cable]

The development of the planning system and what that means for policy and operationally will be set out by my right hon. Friend the Secretary of State for Communities and Local Government. He is bringing forward very soon proposals on planning reform, and I am sure he will address that issue.