Face-to-Face Banking: Rural Areas

Debate between Torcuil Crichton and Lucy Rigby
Tuesday 1st September 2026

(5 days, 12 hours ago)

Westminster Hall
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Lucy Rigby Portrait Lucy Rigby
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I do not want to prejudge the way that we will deal with the conclusions of the review. In response to one of the questions that I was asked, I can say that the Lloyd review’s results and report will be published next month. We can expect it in that timeframe.

The Government’s commitment is further reflected in our support for the roll-out of 350 banking hubs by the end of this Parliament. I am pleased to report that we continue to make real progress against that target. More than 280 banking hubs have been announced, and 240 are already open. As hon. Members know, they provide assisted cash services and allow customers to receive face-to-face support from community bankers representing individual banks. I very much welcome the progress that has been made on the roll-out and on expanding the services available via the hubs. Community banker services now more closely resemble those of traditional branches.

Torcuil Crichton Portrait Torcuil Crichton
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Island communities like mine simply do not fit the parameters of banking hubs. The population of Uist, for example, is half the size of that required for a banking hub. Will the Minister consider island solutions in the roll-out of new banking hubs?

Banking Hubs: Rural and Post-Industrial Communities

Debate between Torcuil Crichton and Lucy Rigby
Tuesday 24th February 2026

(6 months, 1 week ago)

Westminster Hall
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Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Lucy Rigby Portrait Lucy Rigby
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I will give way first to the right hon. Gentleman, and then to my hon. Friend.

--- Later in debate ---
Lucy Rigby Portrait Lucy Rigby
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As ever, the right hon. Gentleman gives me good advice and, as ever, I shall pay close attention to what he says. He rightly refers to different aspects of vulnerability and I will come on to some of those slightly later in my remarks. What is clear from the interventions that we have just had is, again, how passionately Members from right across the House feel about these issues, which is why the Government have been clear that it is critical that people have access to the services they need.

Torcuil Crichton Portrait Torcuil Crichton
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I pay tribute to the hon. Member for Caerfyrddin (Ann Davies) for securing this important debate. To echo the point made by my hon. Friend the Member for North West Leicestershire (Amanda Hack), I have come to Westminster Hall today following discussions with Lloyds Bank, which has decided to close the Benbecula branch of the Bank of Scotland in my constituency; there have now been two bank closures in my constituency in a few short years. That closure decision appears to be as irreversible as it is regrettable, but the danger now is that we will have no banking hub, because the banking population of Uist is too small to fit within the parameters of one. Will the Minister ensure that the banks, Link and associated authorities expand and adjust their parameters, so that sparsely populated areas and island populations continue to have access to banking services?

Lucy Rigby Portrait Lucy Rigby
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I will come to—