Health and Social Care Update

Debate between Thérèse Coffey and Steve Brine

Thursday 22nd September 2022 Commons Chamber

[Steve Brine (Winchester) (Con)]

Thank you, Madam Deputy Speaker. I warmly welcome the Secretary of State to her role and wish her all the best. Her predecessor talked about a new cancer agenda. Could she indicate whether that is in the offing, and will it be accompanied by a genuine cancer workforce plan? Will it involve what my hon. Friend the Member for Erewash (Maggie Throup), the former public health Minister, rightly mentioned about prevention in respect of obesity, the second biggest cause of cancer in this country, and, obviously, smoking, the biggest preventable cause of death in this country?

[Dr Coffey]

I thank my hon. Friend. The Prime Minister has said at the Dispatch Box that we will proceed with the cancer plan. I will, of course, be looking carefully at the other plans with my colleagues. Indeed, the Minister of State, Department of Health and Social Care, my hon. Friend the Member for Colchester (Will Quince), has agreed to meet my hon. Friend the Member for Winchester (Steve Brine) to talk this through further.

Supporting Disadvantaged Families

Debate between Thérèse Coffey and Steve Brine

Monday 9th November 2020 Commons Chamber

[Dr Coffey]

The universal credit system is designed to ensure that people are better off working than not working, and this Government introduced the national living wage, which has seen a huge uplift for a lot of people. In addition, by raising the personal tax allowance to more than £12,000 we have lifted at least 4 million people out of paying tax altogether. So people’s take-home pay has risen thanks to the actions of this Government, and we will continue to support families. However, under the In-Work Progression Commission, I want to go further, and Baroness Ruby McGregor-Smith is working on that because we want to make sure people can continue up the career ladder as well.

[Steve Brine (Winchester) (Con)]

I really welcome this package today, most of all because it is a comprehensive, coherent and funded plan. We are spending our constituents’ money, and this plan has been put together outside a political storm, which has to be the right way to proceed. Will the Secretary of State confirm that support with food costs will not just be confined to families with school-age children, but will extend to all eligible pre-school children? We have to make sure we look after pre-school meals as well as free school meals.

[Dr Coffey]

My hon. Friend is absolutely right on that, and I welcome his support for this package. We are taking that comprehensive, holistic approach, trusting our local councils to target the people who need that support. Commendable as people may have thought the motion discussed in the House a few weeks ago was, we wanted to make sure that every child at risk of going hungry this winter would be helped. This is also why we want to continue this approach with councils, whereby with these additions to their welfare funds they can really try to ensure that people have the money, if necessary, to heat their homes and prepare good nutritious meals.

Pension Schemes Bill [Lords]

Debate between Thérèse Coffey and Steve Brine

2nd reading & 2nd reading: House of Commons & Money resolution & Money resolution: House of Commons & Programme motion & Programme motion: House of Commons
Wednesday 7th October 2020 Commons Chamber

[Dr Coffey]

My hon. Friend has one of the constituencies with the highest number of pensioners in the country, but for his future pensioners this is an important Bill. It will bring transparency for the first time about what is happening with individual investments. This Government are not in favour of trying to force divestment of different elements of fossil fuels and similar—I am conscious that he has Bacton in his constituency. But the Bill is about making sure that the trustees—effectively, the way in which pension funds will be used—are clear about how they can contribute to ensuring that we tackle climate change and how their investments can play a part in making that happen.

This unprecedented period that we have been experiencing has shown more than ever the need for financial resilience but also the need to focus on future resilience. Helping workers to achieve greater financial resilience for themselves for the long term is a crucial part of our economic recovery. Improving the financial resilience of the public is a personal priority for me and I am proud that the Bill is designed to help pension savers across the country. The Government have already taken action to ensure that there is support for pension contributions under automatic enrolment in the coronavirus job retention scheme. How important that policy is to us is demonstrated by the fact that we will be paying for pension contributions for kickstarters.

There are five parts to the Bill. Parts 1 and 2 set out the regulatory framework for new collective money purchase schemes, also known as collective defined contributions or CDCs. Interest in the CDC schemes is growing, as both members and employers look for options beyond the more traditional choices currently available to them to build long-term resilience. The schemes will provide employers with a new way of providing a pension where employers and employees can work together to deliver mutually beneficial outcomes.

The schemes will enable contributions to be pooled and invested, to give members a target benefit level. Investment risk is borne across the membership, rather than by individual members, delivering a good income in retirement without the cost of guarantees and without placing future liabilities on the employer. The Bill will ensure that the schemes are well run and we will require good member communications, so that members understand how their scheme works, including the risk-sharing features of CDC schemes, and that benefit levels may fluctuate.

Part 3 strengthens the powers of the Pensions Regulator. That fulfils our manifesto commitment to tackle those who think they can plunder the savings of hard-working employees. No more. The Bill introduces criminal sentences, so that the worst offenders could end up in jail for seven years, ensuring that those who play fast and loose with hard-working people’s pensions face justice. These important measures introduce the power to issue civil penalties of up to £1 million, as well as creating three new criminal offences for individuals found to be acting wilfully or recklessly.

Some concern has been expressed in the other place that the scope of the powers is too wide and might deter people from becoming trustees. Let me reassure hon. and right hon. Members in this House and the other place that our objective is not to stop or interfere with routine business activity, or to deter people from becoming trustees. We have been clear that businesses must be allowed to make the right decisions to allow them to develop and grow. These new laws underline the importance of being trusted with the stewardship of members’ retirement savings and ensure that people’s hard-earned financial resilience is protected.

Our objective is to provide a sufficient deterrent to make individuals think twice before acting in a way that puts members’ savings at risk. The key point is that the Bill makes it crystal clear that an offence is committed only if the person did not have a reasonable excuse for their behaviour or for engaging in that particular course of conduct. It will be for the regulator to prove that the act was not reasonable. The Pensions Regulator will publish specific guidance on these powers after consulting with the industry.

Part 4 of the Bill delivers on our manifesto commitment to legislate for pensions dashboards. The world of work is changing, and people now have an average of 11 jobs in their lifetime. Pension savings built up during this time are often with different providers, and many people struggle to keep track of their pensions and find it difficult to make informed decisions about their retirement. The provisions in the Bill will bring pensions into the digital age and help individuals to make informed decisions about their financial futures. Pensions dashboards will provide an online service, helping people to reconnect with their pension pots, enabling them to find lost pensions and allowing them to view all their pension information, including the state pension, in a single place.

[Steve Brine (Winchester) (Con)]

I welcome the Bill, and part 4 in particular, including the bit that my right hon. Friend has just outlined about pension dashboards. It is such a minefield for our constituents to find all this information in one place, although people can do so very easily, for instance, via the HMRC dashboard in respect of tax. The Bill talks about compelling schemes to participate and to provide good quality data in a timely manner. Could she just expand on that compulsion? What exactly does that mean in legal terms?

[Dr Coffey]

The Bill will require the pension schemes to provide all the data that they have available, so that it can be brought together to provide that information. I am conscious that this is further data, which may take a little time to come together, but this has been worked on for some time and we have made careful progress with the industry to get to this point. If my hon. Friend has any more detailed questions, my excellent Pensions Minister, the Under-Secretary of State for Work and Pensions, my hon. Friend the Member for Hexham (Guy Opperman), will be able to pursue this either in later interventions or in Committee.

Mobile Homes Bill

Debate between Thérèse Coffey and Steve Brine

Friday 19th October 2012 Commons Chamber

[Steve Brine]

Absolutely. As usual my hon. Friend hits the nail on the head. I hope that local authorities will not become litigious organisations as a result of the Bill, and I like to think that some of the sticks that have been brandished today will be noted loud and clear across the country. The provisions in the Bill are critical.

I welcome the fact that local authorities will be allowed to demand expenses when a compliance notice has been served under section 9A of the 1960 Act. It is crucial that local authorities are able to recover any expenses incurred, to ensure there is no disincentive for them to issue such notices. The provisions in the Bill that provide local authorities with the power to carry out works on a site in certain circumstances are also welcome, as that will surely put an end to some of the worst cases of neglect. I hope that a message goes out from the House that such actions should be the last resort for local authorities, and that the new powers will act as sufficient warning to site owners who continue to ignore their responsibilities. I suspect, however, that I am being naive in that regard, and that is why those clauses are in the Bill.

Under the current law, all privately owned sites are required to be licensed by the local authority. The conditions attached to the licences are designed to ensure that the site is in a suitable state of habitation and maintained to a good standard. However, because local authorities are currently unable to charge for their licensing role, such functions are often under-resourced. A Select Committee on Communities and Local Government report published in June found that the current law is inadequate because it does not provide local authorities with effective powers to monitor or improve site conditions.

I welcome the reforms to the licensing system in the Bill. By allowing local authorities to charge fees for the issue or varying of licences on relevant protected sites, the Bill will greatly enhance the effectiveness of the licensing regime. In doing so, the Bill recognises the importance of creating a self-funding model under which local authorities are not burdened with the costs of administering the licensing system. An effective licensing regime hinges on the cost of the licence being adequate to cover an appropriate inspection arrangement. An annual licence fee will act as a useful income source for local authorities—as we have heard, they can use it to offset the cost of enforcing licensing conditions. By providing better resources to police the system, the fee will help to raise maintenance standards and ensure that the licensing conditions are adhered to more thoroughly.

Although the Bill allows for the annual licensing fee to be recoverable through pitch fee increases—I recognise this is controversial—rather than through a new licence application, park home residents should not be liable for any costs that result from the new requirement for site operators to pay a site licensing fee annually. Ultimately, the revenue from the sale of park homes—the 10% commission that owners receive—should provide revenue to site owners for the licence fee. In an ideal world, the Bill would remove the 10% rule altogether—I have argued for many years that the rule is a scandal—but it does not. That is the context.

Under current legislation, park home residents who want to sell their home must have the new buyer approved by the site owner before any sale can proceed. The process can occasionally be used by site owners, in effect, to block the sale of a home in an attempt to get the current owner to sell their property back to the owner, which is clearly totally unacceptable—we have heard many examples of that, although I have thus far not heard of any from my constituency. Park home residents should have the right to sell their home freely and without unfair interference from the site owner. I am therefore very pleased that the Bill includes provisions to remove the requirement.

A number of constituents and many more park home owners across the country have written to me because they are worried about the bullying or intimidation that often accompanies such unfair interference.

[Dr Thérèse Coffey]

I might pre-empt my hon. Friend’s point, but does he agree that we should not raise the expectations of current park home owners, because the Bill does not apply retrospectively? Could the promoter and the Government work to ensure that it is applied retrospectively?

[Steve Brine]

The all-party group discussed that point this week, and my hon. Friend will want to take that up with the promoter of the Bill. I believe I am right in saying that the Department’s legal advice says that applying the measures retrospectively is not possible, which is regrettable.

One site owner from my own constituency wrote to me this week on the subject of site owners’ involvement in park home sales. For the record, he said:

“Dear Mr Brine…We have read the details of the proposed changes in the Mobile Homes Bill and are most concerned about the change that negates the need for site owner’s approval of purchasers. Solicitors are not normally involved when a home is sold and the only way a purchaser can obtain correct information on their future rights and responsibilities is from the site owner. The site owner also ensures the correct procedures are followed so that the rights are properly assigned. Sellers have a vested interest in omitting and even misrepresenting the facts and it is not practical for a purchaser to rely on civil proceedings…once the seller has his money and has left the park (and is often not traceable)…If the proposals become law, we can foresee a situation where elderly purchasers will pay large sums, for the ‘home of their dreams’ only to find out, at a later date, that they have been cheated by the seller and their rights and responsibilities are not as envisaged. Major problems will occur if the purchaser finds they are not able to abide by the Park Rules and as a result, could face eviction.”

I can see that site owner’s point, but I take issue with one line, although some might wonder why I have chosen only one. The line I take issue with is this:

“Solicitors are not normally involved when a home is sold.”

The Bill’s promoter eloquently told us that solicitors are involved in only around 1% of park home sales. That is crazy. Although the Bill does not—and legally could not—demand a change, I suggest in the strongest terms possible that it must change. Many park homes sell for hundreds of thousands of pounds. To make such sales without the involvement of a solicitor is a most unwise move, and the park home community must face up to that inconvenient truth.

I should like to highlight a couple of cases from my constituency that illustrate the extent to which site owners are able to take advantage of residents by significantly raising pitch fees, year after year. In one case, a constituent who happily accepts that pitch fees increase with inflation wrote to me expressing his concern that his pitch fee was rising by £500 per year, well over the rate of inflation. Another constituent who wrote to me on this issue was careful to point out that he had no problems with the site owner—we have heard that before—but did have concerns about how pitch fees were calculated. There is currently little transparency over what expenses are covered by the pitch fees or how increases are calculated. I therefore warmly support clause 11, which amends parts of the Mobile Homes Act 1983 to require a site owner who serves a pitch fee review notice proposing an increase in the pitch fee to provide the resident with an accompanying document that meets the requirements set out in paragraph 25A. That transparency is most welcome.

I am an enthusiastic cheerleader for the Government’s energy policy and the green deal, having served in Committee on the Energy Act 2011—the green deal is one of the best things the Government have done. I asked the Secretary of State for Energy and Climate Change in March 2011 whether park home owners would be eligible for the green deal, and the Minister of State, Department of Energy and Climate Change, my right hon. Friend the Member for Bexhill and Battle (Gregory Barker) has said:

“Park homes will be able to apply for the Green Deal as long as they fulfil the same criteria as other types of eligible buildings.”—[Official Report, 25 November 2011; Vol. 536, c. 616W.]

However, it is my understanding—Consumer Focus says this in its report this week—that park homes will not be eligible, because the new green deal assessors will not be able to carry out their standard assessment procedure, and because park homes are exempt from requiring an energy performance certificate.

Green deal finance is also not available to some park homes because, as I have said, owners pay for their utilities through the site owner’s joint electricity Bill. I mentioned that to the Minister earlier, but I urge him speak to his colleagues in the Department of Energy and Climate Change and find a way to make the green deal work for park home owners, because they are among the most fuel poor in our country and they deserve better.

Park home owners deserve better across the board. They deserve better when it comes to buying and maintaining their homes, and better when it comes to enjoying the environment around their homes. They deserve a lot better when selling their homes and, as I have just said, when it comes to staying warm. In short, park home owners should be able to live the dream like anybody else. The Bill will help. It could be a dream-making Bill in some important respects, which is a great thing. I urge Members to join me in supporting it.