Oral Answers to Questions

Debate between Steve Baker and Steve Webb

Monday 8th December 2014 Commons Chamber

[Steve Webb]

I discussed this issue with my officials recently. We will publish the figures shortly, but we know that a significant proportion of women are applying successfully for the domestic violence exemption from the £20 fee. We have made the rules relating to access to the exemption as relaxed as possible, and the domestic violence charities with which we have worked believe that we have drawn the right definition for the purpose.

[Steve Baker (Wycombe) (Con)]

20. What steps he has taken to help small businesses prepare for automatic enrolment.

[The Minister for Pensions (Steve Webb)]

We have deferred the date by which small businesses must be automatically enrolled, and have made a number of other changes to ensure that the system works best for them.

[Steve Baker]

When the time does come, how are the very smallest firms to choose a suitable pension scheme?

[Steve Webb]

When the Pensions Regulator notifies employers of their automatic enrolment duties, that letter flags the National Employment Savings Trust, which was designed with small businesses in particular in mind, but the regulator is considering putting more information on its website about other potential providers. I shall be hosting an event in the House for all Members to help them to support small businesses in their constituencies.

Oral Answers to Questions

Debate between Steve Baker and Steve Webb

Monday 31st March 2014 Commons Chamber

[Steve Baker (Wycombe) (Con)]

11. What recent assessment he has made of the effect of withdrawing crisis loans on homeless people wishing to raise rent in advance to secure housing.

[The Minister of State, Department for Work and Pensions (Steve Webb)]

Crisis loans have been withdrawn, but DWP budgeting loans are still available for rent in advance. There is also a range of support available through local authorities, including discretionary housing payments and local welfare provision, and, as I am sure my hon. Friend knows, there is a rent deposit scheme in his constituency administered by Wycombe district council.

[Steve Baker]

I am most grateful to the Minister for his answer. Unfortunately, Wycombe Homeless Connection has stated categorically that the withdrawal of crisis loans has made it much harder for homeless people to get into flats and homes. Will he write to me to tell me exactly what he expects from Wycombe district council, so that we can ensure it is properly guided? May I also point out that I would support the Department restricting certain benefits to the wealthiest pensioners if that would enable homeless people to get off the streets and into homes?

Pensions Bill

Debate between Steve Baker and Steve Webb

Monday 17th March 2014 Commons Chamber

[Steve Webb]

We have increased our earlier estimate of the number affected from about 20,000 to about 50,000. In 2010, the last Government reduced the scope of what used to be known as home responsibilities protection by reducing the upper age of children being cared for following the end of child benefit and not being covered by credits from 16 to 12, and that has slightly increased the number affected by our proposals. We also made a technical change in starting credits for 16 to 18-year-olds. Those two factors, combined with more recent data, give us an estimate of 50,000. So we have updated our estimates, but, as the hon. Lady says, we need to take the matter further. Although we do not accept the amendment, we do accept the need to build an evidence base, and I will explain in a moment how we plan to do that.

[Steve Baker (Wycombe) (Con)]

The Minister is demonstrating that for low-paid people the system is currently so complicated that they cannot tell whether or not it is worth working an extra hour. Will he make it simple for me? If the amendment were adopted, would low-paid people be worse off in that year while they were earning?

[Steve Webb]

The honest answer to the question is that because there is not enough information in the amendment, we do not know, but that might be so.

Let us take the example of someone with two jobs paying £75 a week, who does not currently pay national insurance. If the two sums were added together to make £150 and national insurance were levied on that basis, that person would then have to pay national insurance. Such people might turn out not to need the qualifying year, because they would already have 35 qualifying years. As the hon. Gentleman says, a set of people could be worse off if the amendment were interpreted to mean what we assume that it means. It may merely mean opting in for a credit, which would be a free entitlement and would therefore constitute pure gain, but in that case there would be a different unfairness. We would have people who did a single job at £150 a week who had to pay NI and somebody else who had two jobs paying £75 a week who did not have to pay NI but got a free year of national insurance. My hon. Friend highlights an important point, and I am grateful to him.