Stephen Lloyd
Main Page: Stephen Lloyd (Liberal Democrat - Eastbourne)
Stephen Lloyd (Eastbourne) (LD)
Thank you very much, Madam Deputy Speaker. Like everyone, I congratulate my hon. Friend—
Madam Deputy Speaker
Order. Clearly, I should speak a little louder. Sometimes I get names wrong, but you are definitely not Stephen Gilbert.
Stephen Lloyd (Eastbourne) (LD)
A few Members in the Chamber may know that I am rather hard of hearing, but I have discovered since being elected that in politics there are some advantages to being hard of hearing. However, I will leave that to those in the Chamber to determine.
Like everyone else, I would like to congratulate my hon. Friend the Member for Mid Dorset and North Poole (Annette Brooke) on bringing this debate to the Chamber. Christmas has come 35 times this afternoon, with so many compliments being paid, but I really mean it, because we are talking about a real issue. It is a fascinating thing, but I did not know that it was an issue until I got involved in politics and met a number of people living in mobile homes either within my constituency or just outside it. It was only then that I discovered what a complete lack of any kind of level playing field there is. It is quite shocking. We are talking about basic things, such as park owners buying mobile homes off the original owners at anything up to a 25% discount and then selling them on. Like other hon. Members, I have even had constituents tell me—I cannot prove this—that their utility bills were ramped up considerably. It is absolutely incredible. Others have talked about trying to form residents’ committees. Similarly, people have been leant on and have not even been able to put together a tenants’ committee through which they could put their points of view. It is quite extraordinary.
In preparing for this debate I did some more research, and, having spoken to my hon. Friend and listened to other hon. Friends today, I know that there has been a problem for quite a while. Indeed, there are people in the House who have been fighting on the issue for quite a while. I pay tribute to them. I am confident about the complete universality of where we are coming from today. I am confident too that the Minister, who is a good hon. Friend of mine, will take that on board and no doubt do all the miraculous things for which he was well known well before he reached the coalition Front Bench—no pressure there, but I look forward to that. We all know what needs doing; we all know that something needs to be done. I look forward to joining my hon. Friend the Member for Mid Dorset and North Poole in what I hope will be a victory on this issue in the new year.
The really interesting thing about this debate is the huge variety. There is one park home—or however we want to define it—in my constituency called King’s Park that is absolutely outstanding. The sense of community in King’s Park is absolutely fantastic, and that applies across the piece, from people who have been there a short time to those who have been there a long time. To be perfectly honest, if I had lost at the last election and gone broke, I would probably have moved there myself. It looked so good and there was such a sense of community. That shows the variety that exists, and that is a good thing. However, if all park home owners were similar to those at King’s Park, we would not be having this debate. The sense of quality, community and responsibility there is so strong that we might all want to move there—with the agreement of the Independent Parliamentary Standards Authority, obviously.
The challenge is that the lack of regulation means that unscrupulous people have been abusing vulnerable individuals and families for far too long. It is the old story, but I was having a discussion with one of my Conservative colleagues yesterday on the very issue of regulation—the regulation of banking, as it happens, or, to be precise, the regulation of independent financial advisers. The conundrum is that we need x amount of regulation to prevent disreputable people from taking advantage of vulnerable individuals, but the same thing always happens, which is that the regulation gets so strong and heavy that it puts off businesses from getting involved. We end up in a chicken-and-egg situation, and this issue is a classic case in point. In one sense, the regulation is pretty light-touch, because 90% of park home owners—or whatever the proportion is—are, I am quite sure, reputable individuals who do not need heavy regulation. They get on with things, they earn an honest buck and they look after the people who live in their mobile homes. There is not a problem with them. However, because the regulation is slightly weak, the remaining 10%—or whatever the proportion is—are completely unscrupulous people who have driven a coach and horses through that regulation, abusing numerous families and couples, who are often elderly, in a most disgraceful way.
I know what is going to happen, and I agree with it, unfortunately. We are going to need to toughen up the regulations, in exactly the way that my hon. Friend the Member for Mid Dorset and North Poole proposed in her speech. I will support that 100%, but I find it so frustrating sometimes. The 10% tail is wagging the 90% dog. It is absolutely infuriating. I can think of some ways in which we might deal with that 10% of society, but they might be a bit illiberal and The Guardian will not like me—which it does not anyway since the election, so I will move on. I would urge the Minister to listen to everything that we are saying, and to come through with some support and some suggestions in the new year that are a little more robust than what we are talking about at the minute, because it is quite clear that this issue has gone on a long time. It has obviously become perfectly acceptable for a pretty large number of mobile home owners to behave in a shocking and disreputable way, and it has to be stopped.
Andrew Bridgen
Because the fact that the regulation is light-touch is now in the public domain, will my hon. Friend concede that if we do nothing, that will make it more attractive for disreputable people to go into that line of business?
Stephen Lloyd
My hon. Friend hits the nail on the head, not least because—this is the conclusion that I have come to—a fair number of disreputable home owners know each other. The practice has been going on for years and, bluntly, it is a scam. Therefore, I am afraid that, as a light-touch, business-wing Liberal, I am going to ask the Minister for more regulation, and I would urge him to come forward with it sooner rather than later, so that we are not having the same debate in a year’s time. We are talking about people who deserve better, and I am absolutely confident that the coalition Government, with cross-party support, will deliver on that. Finally, I again congratulate my hon. Friend the Member for Mid Dorset and North Poole on securing this debate.