Women’s Changed State Pension Age: Compensation

Debate between Seamus Logan and Torsten Bell

Monday 17th March 2025 Westminster Hall

[The Parliamentary Secretary to the Treasury (Torsten Bell)]

It is a pleasure to serve under you today, Mr Stringer, and I thank the hon. Member for South Cotswolds (Dr Savage) for leading today’s debate on behalf of the Petitions Committee. I look forward to hearing her closing remarks.

Questions about when each of us can draw our pension are hugely important and so are related questions about how we spend our latter years, including when we can retire. Therefore, it not surprising that this petition has garnered so many signatures, nor that this debate has brought so many spectators and hon. Members to Westminster Hall today. Of course, none of us needs to come here to have those conversations. We have them every week precisely because they matter so much.

I have declared an interest on this issue before: my aunt in Aberystwyth sees herself as a WASPI woman. Just two weeks ago, I met Georgina Kettleborough at Burlais primary school. She has supported children for over three decades in the canteen and throughout the school and is about to retire at the age of 69. I hope we can all join in congratulating her on that milestone, as we join my hon. Friend the Member for Hartlepool (Mr Brash) in congratulating his mother on her birthday.

Georgina’s retirement comes several years after she was entitled to her state pension because working in the school is such a big part of her life. People will not be surprised to know, however, that she would have preferred to receive her pension earlier. Everyone will understand that. Who would not feel that way—especially women from a generation that suffered such significant disadvantage in the labour market and elsewhere, as the hon. Members for Moray West, Nairn and Strathspey (Graham Leadbitter) and for North East Hampshire (Alex Brewer) spelled out?

However, the ombudsman did not investigate the decision of the Conservative Government to increase the state pension age for women in 1995 or that of the Conservative and Liberal Democrat coalition Government to accelerate those increases in 2011. I make that point because several hon. Members, including my hon. Friend the Member for Normanton and Hemsworth (Jon Trickett), have referred to the desirability of those original decisions. That is not to downplay the significance of those decisions —far from it. SPA equalisation was a very large and important change, and the acceleration was opposed by my party for the reasons set out by my hon. Friend the Member for Glasgow West (Patricia Ferguson). But the ombudsman did not investigate the legality or merits of those decisions. Instead—I should note that the WASPI campaign is clear on this point—the sole focus was on how those changes were communicated by the Department for Work and Pensions.

The ombudsman looked at six cases that it said reflected the range of issues and the injustices raised. It concluded that the DWP provided adequate and accurate information on changes to the state pension age between 1995 and 2004. However, it also found that decisions made between 2005 and 2007 led to a 28-month delay in sending out letters to women born in the 1950s. The ombudsman says that those delays were maladministration, as almost every hon. Member who spoke today reiterated.

We respect the work of the ombudsman, its independence and the work it does, a point many hon. Members have raised. In this case, we agree that the letters should have been sent sooner. We have apologised and we will learn the lessons. However, as everyone in this room is well aware, we do not agree with the ombudsman’s approach to injustice or remedy. Many hon. Members have asked whether that invalidates the role of the ombudsman, including my hon. Friend the Member for Salford (Rebecca Long Bailey). My strong view is that it does not. It is, rightly, rare, but not unprecedented, for a Government to take that view.

Two important considerations when making that decision were that the evidence shows that sending people unsolicited letters can be ineffective, which is why it is part of a wider communication campaign on every issue where it is used today, and that the majority of 1950s-born women were aware of the fact that the state pension age was changing, if not of their specific state pension age. The ombudsman assumed that sending letters earlier would have changed what women knew and how they acted.

[Seamus Logan]

Can the Minister explain his assertion that the majority of women were aware of these changes?

[Torsten Bell]

I will come to exactly that point shortly.

The 2014 research was not properly considered by the ombudsman. The same research is now the subject of live litigation, as my hon. Friend the Member for Bradford East (Imran Hussain) noted. In addition, there was considerable awareness that the state pension age was increasing. Research from 2004 used by the ombudsman shows that 73% of people then aged 45 to 54 were aware that the state pension age was going up. Further research from 2006 reinforced that finding and was given to and used by the ombudsman. The hon. Member for Eastleigh (Liz Jarvis) focused on the widely used 43% figure, but that figure refers to all women, including some aged 16 at the time of the survey, not just those who were affected by the state pension age changes.

Support for Pensioners

Debate between Seamus Logan and Torsten Bell

Wednesday 12th February 2025 Westminster Hall

[Torsten Bell]

I want to make a bit progress, and then I will take some more interventions.

I will be updating Members later this month on the impact of the campaign so far. The hon. Member for South West Devon asked about constituency-level data on winter fuel payments. We will be publishing that in the usual way in September. The hon. Member for Wokingham (Clive Jones) asked about the DWP and councils working closely together to drive pension credit uptake. He was completely right to do so. I will write to him on the specific point he raised, because it is not true, but on the generality, he is completely right that the onus is on the DWP to work with councils, and on councils to work with the DWP.

Wider support is also available for pensioners: direct financial help through cold weather payments in England and Wales, and help with energy bills through the warm home discount, which we expect to benefit over 3 million households, including over 1 million pensioners, this winter. The right hon. Member for North East Cambridgeshire (Steve Barclay) and several others raised the need for energy efficiency in homes. They were completely right to do so, but I note very gently that there was a 90% fall in energy efficiency installations in the early years of the previous Government. Someone wanted to “cut the green”—and that was the result. We are trying to do better than the previous Government did on that front.

We are committed to maintaining the triple lock on the state pension throughout this Parliament. The hon. Member for South West Devon rightly noted that that was introduced under the previous Government.

[Seamus Logan]

The Minister promises to maintain the triple lock, but the Government have broken promises on WASPI women and on farmers, so how can anybody believe that they are going to keep their promise on this?

[Torsten Bell]

We will be maintaining the triple lock throughout this Parliament, as promised in our manifesto. In April, the basic and new state pensions will increase by 4.1% and 12 million pensioners will see a concrete increase—whether Members believe it or not—of up to £470.

Several Members mentioned the need for long-term planning. That commitment to the triple lock means that spending on the state pension is forecast to rise by over £31 billion this Parliament. At the individual level, that translates into the new state pension being on track to rise by up to £1,900 a year, and the basic state pension —the pension that is relevant to those who hit the state pension age before 2016—by £1,500. But the last 15 years tell us that we need to do more for pensioners.