Universal Credit and Debt
Debate between Ruth George and Dan Poulter(5 years, 5 months ago)
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Ruth George
Absolutely. My local jobcentre also tells me that the major reason why people are seeking support with food parcels is that they simply do not have enough to get by on, often because of the deductions.
A mum from East Anglia told me that she has had to resort to loan sharks, and she almost got involved with a man just so that he could buy some food for her and her daughter. Now she has had letters saying that money will be deducted for her debts. She has lost jobs because she could not afford a bus pass and she has friends who resorted to selling their body for food because of their children.
Dr Poulter
The hon. Lady is making some good points, and she is right to draw an association between adverse life events, debt and poor mental health. On the issue facing many of the people she is using as examples, who are experiencing difficulties with universal credit, is it not the case that the wait of five weeks to receive universal credit exacerbates debt issues and the challenges facing people in sometimes very difficult circumstances, and that the Government perhaps need to look at that as a priority in helping to improve the system?
Ruth George
The hon. Gentleman has pre-empted part of my speech. The five-week wait for payments is doing a tremendous amount of damage, putting people into debt right at the start of their claim.
That is not to say that universal credit has not improved—I am sure we will hear a lot about that from the Minister. I pay credit to the Department for listening, and especially to the current Secretary of State, who has made changes beyond those forced on her by High Court cases. However, there is still an enormous amount to do to help people to get by and feel secure with universal credit.