I am grateful to the hon. Gentleman for his diligent recollection of section 75 of the report. We had an extended conversation with RBS about the availability of its mobile banking system. Our constituents are already beginning to detect real issues because the mobile banks are now expected to serve areas impacted by branch closures. RBS was determined to assure us that effective and efficient timetables would be drawn up, but the evidence thus far is that it has not been able to produce them. Again, as part of our rolling brief to keep this under review, we will keep a clear eye on what is happening. Mobile banks provide a real point of contact where customers can access banking services, and they are an important feature of the new delivery of services.
I thank the Chair of the Select Committee for his thorough account of what I think was an excellent report, save for the disappointing lack of input from the UK Government. Does he agree that it will be difficult for the reprieved branches to meet any meaningful increase in use, owing to restricted opening times, to a lack of a full range of services and to targets for customers to be moved online?
The hon. Gentleman is absolutely right. I note the amount of questions that have been asked about the reprieved branches and the real interest in that as an example of what can be done. RBS owes it to the House to demonstrate that it is looking at the matter responsibly and not just setting up those branches to fail. They should be given every opportunity to demonstrate their effectiveness and their ability to pick up footfall and customers. If RBS is listening to this statement—I am sure that it is—I hope that it will have heard the real concerns of Members right across the House about the 10 reprieved branches and that it will do everything possible to assist them to meet whatever criteria will be set for keeping them open. The important thing is that we get an independent reviewer in place and that we can assess those criteria.
(6 years, 11 months ago)
Commons ChamberDoes the hon. Gentleman agree that the danger of clause 11 is that it seeks to replace Scotland’s relationship with the EU with Scotland’s relationship with the UK? It is important for the Government to set the tone on how they intend to proceed on an equal basis with the devolved Governments.
The hon. Gentleman is, of course, absolutely right. I will address some of those issues. He is spot on that there is an imbalance in how everything is repatriated. The repatriation of the powers is the central feature that concerns us.
Devolution is an elegant solution. Devolution in this country is asymmetric, with the different Parliaments and Assemblies having different powers. The United Kingdom is a complex constitutional nation, and we have designed devolution to meet the demands of a complex, multi-nation United Kingdom. We therefore muck around with the basic premises and principles of devolution at our peril, which is why clause 11 presents such a clear danger and threat that it must be amended.
It is also important to say that Scotland did not vote to leave the European Union. Every single local authority area in Scotland voted to remain in the European Union. I now have constituents who are very concerned about the chaotic cluelessness at the heart of the negotiations and discussions about taking this country out of the European Union. The Scottish Parliament has become collateral in all those conversations and discussions. There is real concern about how our Parliament will operate and about the powers it has the right to expect and to progress with.