Business of the House

Patricia Gibson Excerpts

Thursday 9th May 2019 Commons Chamber

[Mr Speaker]

The hon. Lady will certainly get the Westminster Hall debate, and she should have a word with her hon. Friend the Member for Gateshead (Ian Mearns) about the Backbench Business Committee debate.

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

Only yesterday, Clydesdale Bank announced that it would close its branch in Largs. That is the latest blow to my constituency, as yet another bank abandons our communities, leading to increasing concerns about financial exclusion, and all the implications that that poses for consumers, small businesses and the future of our high streets. May we have a debate in Government time about the social responsibility of banks, and a proper investigation into banking hubs for every community?

[Andrea Leadsom]

I am sorry that the hon. Lady is the second Scottish parliamentarian to raise a bank branch closure in their constituency during business questions, and I agree that bank closures are difficult for our constituents. She will be aware of the access to banking arrangements, under which banks must consult and demonstrate that there is no commercial value to be had from a bank branch, and that alternative arrangements are in place to suit the needs of the local community. In many cases those arrangements are provided by local post offices. The Government have invested £2.3 billion in the post office network since 2010, meaning that post offices are open for an extra 200,000 hours a week, with more than 4,000 opening on Sunday. Nevertheless, the hon. Lady makes an important point, and I encourage her to seek an Adjournment debate on the issue.