(10 years, 9 months ago)
Commons ChamberThe hon. Lady takes rather a churlish attitude, as her Government did absolutely nothing to replace the statement of principles, despite knowing perfectly well that it would run out in June 2013. We have been involved in extremely detailed negotiations but, as she knows, the subject is very complex. I entirely agree that it would have been ideal to have detailed clauses ready in time for the Bill; sadly, they are not ready. She is, however, rather critical of those who may be members of the Committee. If she is lucky, she might get on to the Committee, because it will be able to debate those clauses in exhaustive detail.
Our preferred approach, which is known as Flood Re, will limit the amount that high-risk households have to pay on the flood insurance element of their premiums and excesses. The effective limit on the premium would vary according to council tax band, rising for more expensive properties, which means that benefits will be targeted towards lower-income households. Insurers have agreed to continue to meet their commitments under the 2008 statement of principles until the Bill has passed through Parliament and Flood Re has been set up.
Although Flood Re remains our preferred approach, we are seeking reserve powers to provide affordable cover if it should prove unworkable or prices in a free market prove unacceptable. Having a fall-back means that customers can have confidence that the issue is being addressed. All Government policies go through a rigorous economic impact assessment, but that cannot always represent the full range of benefits, such as the value of reducing the uncertainty for households over whether they will be able to afford flood insurance. Our preferred option, Flood Re, may require me to provide a ministerial direction. If that is the case, I will be happy to do so.
I am pleased that there is cross-party support for our proposed approach. There will be a fair deal for householders and taxpayers, and better choice for flood insurance customers. I am particularly grateful to the Association of British Insurers and the rest of the insurance industry for their co-operation and work in developing a sensible solution for homes that are at flood risk.
My constituency is at massive risk of flooding because it is below sea level in many places. We require pumping 24 hours a day to keep us dry. I welcome what the Secretary of State has said about Flood Re because getting flood insurance has been a problem for my constituents. However, there is concern among people who live in houses that were built after 2009 and there is concern about the development of our town, given that we are so susceptible to flood risk. Will he set out the Government’s thinking on properties that were built after 2009? Will any solution be offered for them in the future?
It is not our proposal to include those whose houses were built after 2009 if they were built on areas that are subject to flood risk.
In the Bill, the Government are seeking to put in place the long-term conditions for sustainable economic growth and the improved resilience of our water supplies and environment. We are also seeking to increase choice for the consumer, exert a sustained downward pressure on water bills and ensure that there is affordable flood insurance. The approach under the Bill is one of partnership —partnership between the Government, business, regulators, environmental organisations and the public. I look forward to working with colleagues and each and every one of those groups to make that a reality. I commend the Bill to the House.
(11 years, 6 months ago)
Commons ChamberI have to admire the way in which Morrisons managed to penetrate every possible news outlet in order to promote its products.
I understand the technical definition, but to many of my constituents a supposed beef product that is actually horse represents a contamination.
May I pursue the question asked by my hon. Friend the Member for Cleethorpes (Martin Vickers)? Can the Secretary of State tell me whether, if the meat had come from outside the European Union, we would now be looking at an import ban?
That is a good question. I assume that my hon. Friend means that the product was processed within the European Union. We should not forget that the products withdrawn by Findus were eventually processed in Luxembourg from meat which, we understand, went to Castelnaudary in France and possibly came from Romania, and that they therefore counted as European Union products. Under the existing system, a product from Comigel in Luxembourg would have to present a health risk to enable me to approach Commissioner Borg to request an import ban.
(11 years, 10 months ago)
Commons ChamberI think I touched on that in my response to an earlier question. There is no doubt that if we can separate wildlife that have this extraordinary debilitating disease—I mentioned 300,000 colony forming units in 1 ml of badger urine—and if we can keep them out of cattle sheds, that obviously helps. However, we have a grass-based system, and for many months in the year, our cattle are out on grass. It is not realistic to live in the countryside and expect to separate cattle from badgers that are going out and hunting for worms. Badgers’ main food is worms, and they go on the ground where cattle are feeding. The hon. Lady is right to say that measures can be taken on farm buildings and it is a nice idea, but that is for the birds when cattle are spending a long time out in the fields, which is where they pick up the disease.
The sniggers and chuckles from Opposition Members at the start of this statement were clearly despicable, but there is no doubt that there is a lot of concern among the general public about this issue. Can we ensure that over the next year we nail down the science, and engage with the public as much as possible to make the case in favour of this cull, if that is the Government’s view next year?
I thank my hon. Friend for his supportive comments. He is right: we need to win the argument in public and there is a clear argument to be made. I am repeating myself now, but if we look around the world, we see that must bear down on disease in wildlife—as happens in every other western country that I know of—including disease in cattle. That is the only way we will eradicate this disease.