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I will leave that question for the shadow Minister, my hon. Friend the Member for Wolverhampton North East (Emma Reynolds), to answer.
The bedroom tax has not encouraged efficient use of social housing. It has certainly not saved the taxpayer the projected £470 million this year. It has increased homelessness and poverty, led to streets being filled with vacant social housing and cost more than it saved. Taking that and the human cost of the policy into account, the tax is one of the cruellest and most ineffective policies ever to come from any Government.
My hon. Friend is making a powerful speech highlighting the appalling human consequences of the policy. She has just put her finger on the truth at the centre of it. It is not about encouraging people to downsize; it is purely about saving money. That £470 million saving will not arise if people act as the Government say they want them to act. It is because people do not have the opportunity to downsize that the Government are making savings. This is a cruel policy based on a fraudulent premise.