Transitional State Pension Arrangements for Women

Debate between Martin Docherty-Hughes and Baroness Keeley

Monday 1st February 2016 Westminster Hall

[Barbara Keeley]

Absolutely. I know of a similar experience, which I will come to in a moment.

The impact assessment for the 2011 Bill showed the number of inactive women as 31% of those aged 55 to 59 and 65% of those aged 60 to 65. Four out of 10 of the women aged 50 to 59 were inactive owing to ill health or disability, and 24% stated caring at home as their reason. What plans did the Government make to give support to such women once they were over the age of 60, in terms of suitable jobs, financial support if they were ill or disabled, or financial support if they gave up work to care for family members?

Like the hon. Member for Gainsborough (Sir Edward Leigh), I have a constituent who is forced to attend the Work programme. She feels that it fails to take into account her previous experience, and she feels that she is going to be “parked”, working for free for up to 30 hours a week, or face sanctions. It is difficult for her. She has mobility problems, but she has to pay her own parking costs when she attends the Work programme, because only petrol is paid for.

I have spoken to WASPI campaigners with similar problems in Greater Manchester: forced on to the Work programme at age 62, despite having more than 40 years of national insurance contributions—exactly the point that the hon. Member for Gainsborough made. I have another constituent of 62 who has worked since she was 15. She has osteoarthritis in both knees. She has had one knee replacement and is now waiting for a second. She cannot get her pension until 2019. She is on half pay from her employer and she had contributory ESA to top that up for a while. That seems fair, given that she has more than 45 years of national insurance contributions. However, after assessment she has been told she is fit to do some work and she must apply for jobs, despite having her second knee replacement scheduled soon, and despite being on sick leave from her job. She told me,

“I have been so upset with this whole procedure you are not able to get better... Can you believe it I was pleased they took the ESA off me because it is making me ill to keep dealing with them and the way you are dealt with.”

Government Members who talk about ESA and JSA, as some Members did in DWP questions earlier, should realise what it means to have to go to jobcentres, go on to the Work programme or go to ESA assessments.

We should be ashamed to have a system that treats women born in the 1950s in this way. They have worked all their lives, brought up children and paid more than 40 years of national insurance. Very few of them ever had equal pay, and certainly not equal chances of an occupational pension. So I want to ask the Minister why his Government did not consider different schemes for people who have worked all their lives and find themselves redundant or unemployed in their 60s. I can tell him that other EU states have done so.

Faced with the facts of the ill health of women in the 55 to 59 age group, why did the Government not introduce a different support scheme for women who became ill in their 60s after a lifetime of working contributions? Why have the Government not looked at a bridge pension scheme, as some other EU states have done? Why did the Government not look at allowing women aged 60-plus and living outside London to have concessionary travel, as the Mayor of London did for women—and men—with the 60+ Oystercard? Why did the Government not consider women born in the 1950s being able to qualify for winter fuel payments between the ages of 60 and retirement?

The Government are taking £30 billion off women born in the 1950s, which could mean as much as £36,000 per woman affected.

[Martin John Docherty]

I thank the hon. Lady for giving way, and I am grateful to the hon. Member for Warrington North (Helen Jones) for sponsoring this debate. We have talked about the amount of money that women will lose in terms of detriment. I hope that the Minister takes this on board, and I hope that the hon. Lady agrees with me. We heard earlier about women relying on their husbands to make up their income, but in the case of women who are married to women, both suffer detriment because of the changes in pension age.

[Barbara Keeley]

I thank the hon. Gentleman for raising that issue. It is useful that he has done so, because it has not come up before. I hope the Minister will think about that, too.

Sometimes when we have debates, Ministers do not listen to the questions that are put. Some Members have said that life expectancy is still rising in this country, but it is not. The figures that were published in 2013 for 2012-13 show the first fall, which is possibly to do with how social care is being cut in this country. I want the Minister to think about the point I made earlier, which he did not seem to hear, about how female life expectancy is only 72 in parts of my constituency. If those women have to work until they are 66, they will have only six years of pensions, not 20 or 30 years as in more affluent parts of the country. Healthy life expectancy in that same ward in my constituency is 54, so why should women in Salford and in other deprived parts of the country bear the full cost of equalisation? The costs of support to women born in the 1950s via fair transitional arrangements would be transitional costs. It is the right thing to do and the Minister should agree to ask the Government to bring in those transitional arrangements.