Integration and Community Cohesion

Lord Sahota Excerpts

Thursday 13th March 2025 Lords Chamber

[Lord Sahota (Lab)]

My Lords, I begin by expressing my gratitude to the noble Baroness, Lady Verma, for securing this important debate in your Lordships’ Chamber. I congratulate my noble friends Lord Raval and Lord Rook on their moving and illuminating maiden speeches, which I enjoyed very much.

The UK is now a truly diverse multicultural and multifaith society, with all minority communities fully protected by various pieces of legislation. However, legislation can do only so much. It cannot always change deeply entrenched views, beliefs, attitudes and values.

When immigrants from the Commonwealth began to arrive in the UK after the Second World War, they faced widespread discrimination in their daily lives, whether in housing, employment or public spaces. In the 1960s, 1970s and 1980s, this discrimination was, more often than not, overt. For example, in 1970, a pub landlord threw my father out of his premises simply because he did not speak English. Although his rights were protected by law, the prejudice of the time persisted.

However, as time passed, values and attitudes evolved. Today, I believe the UK stands as one of the most tolerant and inclusive societies in the world—yet we must not let our guard down. We need only to look at what happened last summer in Southport, when three young girls were tragically murdered. A rumour spread on social media falsely claiming that a Muslim asylum seeker was responsible. This must never happen again.

Community cohesion is undermined by inequality, poverty, misinformation and barriers to essential services. It is further threatened by low social mobility, a lack of respect for ethnic differences, negative attitudes towards migrants, low levels of local pride, fear of crime, and a lack of trust between different ethnic groups.

Today I will focus on one area: access to consumer credit. It is clear that some minority communities, particularly black African and Caribbean, Bangladeshi and Pakistani communities, face far greater barriers when trying to access consumer credit. These groups often find themselves on the lowest rungs of the economic ladder, experiencing more significant financial exclusion than others. They are more likely to be denied loans for purchasing homes or starting businesses due to their lower levels of savings and assets. Despite accounting for only 10% of fraud victims, they are far less likely to have their money returned. They were disproportionately impacted by the Covid-19 pandemic, suffering sharper declines in income and financial stability.

To address these disadvantages, we must first recognise and acknowledge them. Improving community cohesion requires a collective effort from the Government, local authorities, police, fire and rescue services, health and social care providers, and third-sector organisations. They must work towards a common vision that promotes equality and inclusion. This can be achieved only through open dialogue and mutual understanding, social interaction between different cultures and faiths, and stronger engagement between public institutions and diverse communities. Only through genuine integration can we break down barriers and ensure that every individual, regardless of their background, feels a true sense of belonging in our society.