Lord McCrea of Magherafelt and Cookstown
Main Page: Lord McCrea of Magherafelt and Cookstown (Democratic Unionist Party - Life peer)Department Debates - View all Lord McCrea of Magherafelt and Cookstown's debates with the Home Office
(2 years ago)
Lords ChamberTo ask His Majesty’s Government what advice they provide to people, particularly the elderly, who are targeted by scammers; how such advice is accessed; and at what cost.
My Lords, on behalf of my noble friend Lord Morrow, and with his permission, I beg leave to ask the Question standing in his name on the Order Paper.
My Lords, fraud awareness-raising activity takes place across government, law enforcement and the private and charity sectors. The Government provide free advice to the public online and via communications campaigns, including from Action Fraud, the Financial Conduct Authority’s ScamSmart, National Trading Standards’s Friends Against Scams, and the National Cyber Security Centre’s Cyber Aware.
I thank the Minister for his response. Unfortunately, I have in the past had to assist some who have been victims of such vile crimes, having been scammed out of considerable sums of money. Therefore, I am too aware of the trauma this causes. Does he agree that banks need to accept more responsibility when their clients have lost money from their accounts—sometimes their whole life savings—to these ruthless scammers?
I absolutely agree. I also point out that banks are heavily involved with the awareness campaigns. Many noble Lords will no doubt have seen a recent advert put out by Santander to stop scammers which features Ant and Dec, when they are not busy in the jungle. Also, the Scams Prevention and Support Programme, delivered by Age UK and funded by Lloyds Bank, is aimed at older people and helps them to spot and understand scams, and to take action to protect themselves from becoming a scam victim. Of course, I also agree that it is emotionally devastating to be a victim of these crimes.