Visas: Health Insurance Debate

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Department: Home Office

Visas: Health Insurance

Lord Leigh of Hurley Excerpts
Monday 17th March 2014

(10 years, 1 month ago)

Lords Chamber
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Asked by
Lord Leigh of Hurley Portrait Lord Leigh of Hurley
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To ask Her Majesty’s Government whether they have any plans to require visa applicants to have full health insurance.

Lord Taylor of Holbeach Portrait The Parliamentary Under-Secretary of State, Home Office (Lord Taylor of Holbeach) (Con)
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My Lords, we have no current plans to do so. The Immigration Bill that is before the House in Committee requires temporary migrants coming to study, work or join family members for more than six months to pay a health surcharge to ensure that they make a fair and proportionate contribution to the NHS commensurate with their immigration status. Overseas visitors will continue to be liable for NHS treatment charges.

Lord Leigh of Hurley Portrait Lord Leigh of Hurley (Con)
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My Lords, I thank my noble friend the Minister. Does he agree with me that while the health service surcharge is welcome, at £200 it is a little inadequate, given that the National Health Service itself has calculated that the cost of providing services, even to people aged 15 to 44, is £700? More importantly, the proposed health service charge takes no account of a person’s illness, whereas if they were required to obtain insurance before they came to this country, that illness could be assessed and properly and fully costed. I am sure my noble friend will agree that it is no coincidence that out of 30 countries that provide comparable health insurance to the United Kingdom, only the UK and Ireland do not require certain migrants to have health insurance, which goes some way to explain the estimated health tourism bill of £2 billion.

Lord Taylor of Holbeach Portrait Lord Taylor of Holbeach
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My Lords, my noble friend to some degree misunderstands the reason for the surcharge, which is, as I have said, to ensure that temporary migrants pay a fair contribution towards the health service. It is not intended to be a full cost recovery but, none the less, it will raise in the region of £2 billion over 10 years. Visitors are not covered by this scheme and they will be liable for full cost recovery, which they may indeed choose to insure against.