Affordable Housing: Supply

Lord Griffiths of Burry Port Excerpts

Thursday 25th April 2024 Lords Chamber

[Lord Griffiths of Burry Port (Lab)]

My Lords, I pay tribute to my noble friend for giving us the opportunity to address this very important issue, which affects all of us directly or indirectly. I add my thanks to the noble Baroness, Lady Smith of Llanfaes, in Ynys Môn. She certainly made us aware of the fact that she will represent the interests of Wales during her time here, but perhaps the extra value will come from what she has to say about a generation that many of us have long left behind. It is wonderful to welcome a fellow Welsh person, and on such an important issue.

Many speakers have quoted statistics of one kind or another. Some, by the weight of repetition, have brought home in a focused way the needs of the moment and the dire situation in which this whole area is dragged down. One statistic that has not been mentioned is that we are in the year of the 16th Housing Minister since 2010. Having 16 Housing Ministers in 14 years is not something to glide over or just have a chuckle about; it represents where housing sits on the agenda of this present Government. We must, therefore, as gravely as we can, point to that. We would like to wish the present Minister in our House a long life in her current job, but there is a bit of me that does not want to go that far in this year of grace.

We have to admit that initiatives, programmes and financial packages have been attempted or implemented by the present Government that we should at least recognise as pointing in a direction that we all want to travel in. However, the House magazine issued just a month ago, focusing on housing, recognised that this is a moment of crisis, when the Government are facing unprecedented pressure over their housing record. I like to quote voices other than those of our own parties, to make the points that need to be made as being more general than simply the result of one’s own party-political position.

The wonderful briefing notes that we had from the Library omitted from the title of the report one word which is integral to my noble friend’s Motion before us—the word “genuinely”. As others have mentioned quite properly, if “affordable” just means 20% off the going rate, it is certainly not affordable for the large majority of people. So “genuinely” must claim its place in the phrasing of this Motion and in our discussion of the issues it raises. House prices are 8.3 times higher than the median wage, which means that even people with 20% or 30% discounts will not be able easily to arrange mortgages or pay rents. We have heard how many of them have to resort to alternative forms of accommodation because housing is now beyond them.

I hesitated long and hard before putting my name down to speak in this debate, because I have never owned a house in my entire life. I have lived in tied accommodation, and so many of the issues mentioned here have never been within my direct experience. But I have three children, and these issues lie very definitely within the ambit of my children’s generation. They themselves have come up with mixed responses, and abilities and inabilities, as to how to fashion a housing future for themselves.

It is admittedly a very complex area. National plans and strategies have been mentioned again and again, and they have to take in many diverse and often conflictual strands of experience. I received, as I am sure we all have, briefings ahead of this debate—for example, from Women’s Aid—about not forgetting the needs of women who have been domestically abused, who will have housing needs. Then there is the news that there is no guarantee that the ban on no-fault evictions can be implemented before the election. That took us all by surprise too, and affected radically the way we were thinking about a particular piece of legislation before us at the moment. Then the Residential Freehold Association came in, all guns firing, to have its own particular interest defended too.

It has all left me feeling, in agreement with those who have said it already, that we need some kind of bipartisan national effort for what is a universal need. It is no good having my plan versus your plan; rather, we need to be thinking together to achieve an outcome that would and can, as is the only way, benefit the world at large.

I have a couple of personal examples, which I use not because of the personalities involved but for illustrative purposes. I have been in conversation this week with a young person—although it is some time since I was young. Having graduated during the Covid years, and looking to his future career and the rest of it, he has received a very good offer of a further degree in one of our prestigious universities. But as he says, unless he can find funding, with £48,500-worth of debt already, how does he do it? Some £3,500 of that debt is the interest accrued on the debt last year—what is that all about? We are eliminating this from the frame of young people’s possibilities and needs, by the punitive way that these things happen.

I shall perhaps a bit more personal, if noble Lords will permit me. My parents divorced when I was a child. I still have at home, and I thought to bring it, just to wave it around, the letter from my father’s lawyer that ordered my mother and her boys out of the family home at one week’s notice. It was October. The winter was nigh on. We had nowhere to go. In the little locality where I lived, various neighbours took us in for a week or a few days at a time until my grandparents, who were caretakers in a factory, decided that they would share the three rooms that they lived in with my mother and her two boys, so I was raised in one room in a brickyard. I mention this not to alarm people or to draw attention in some kind of pathos moment, but because I can never forget my mother’s feelings, which were never expressed verbally, of panic, fear, depression, and—what the Centre for Economics and Business Research refers to as being the case for people who have gone through that—long-term scarring. Long-term scarring is what people who have been thrown on the garbage heap carry with them for the rest of their lives. I have to say that in my worst moments I give evidence of it myself. I feel that we must keep in view the needs at large of young people, marginalised people and those who have no hope or stake in society when we utter our fine words, analyse the statistics and form the resolve that as a nation we need to do better than we are doing right now.