Flooding: Insurance

Lord Elton Excerpts
Wednesday 26th June 2013

(11 years, 4 months ago)

Lords Chamber
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Lord Elton Portrait Lord Elton
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Would the negotiations be made easier if the Government decided and announced that any agreement to insure flood-risk property would not extend to any property on flood plains for the building of which planning permission had been given after, let us say, today’s date?

Lord De Mauley Portrait Lord De Mauley
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My noble friend is persistent in raising this issue. The Environment Agency provides advice to local planning authorities on the flood risk associated with new developments, which is used to develop strategic flood-risk assessments. During 2012-13, 99% of planning objections raised by the Environment Agency were amended in line with the advice of the NPPF. Where development is allowed because the risk is low, the proposed development should be designed to ensure that it is safe even in a one-in-1,000-year-scale flood.