Lord Elton
Main Page: Lord Elton (Conservative - Excepted Hereditary) Lord De Mauley
        
    
    
    
    
    
        
        
        
            Lord De Mauley 
        
    
        
    
        My Lords, I have first-hand experience of that very point. I think that in a number of cases, premiums have been held relatively steady but the excesses have been put up. The noble Lord is absolutely right.
 Lord Elton
        
    
    
    
    
    
        
        
        
            Lord Elton 
        
    
        
    
        My Lords, I understand that the environment department has a complete set of maps of flood risk areas. Will my noble friend suggest that the Secretary of State should call in all planning applications that fall within those areas?