Renters’ Rights Bill Debate
Full Debate: Read Full DebateLord de Clifford
Main Page: Lord de Clifford (Crossbench - Excepted Hereditary)Department Debates - View all Lord de Clifford's debates with the Ministry of Housing, Communities and Local Government
(2 days, 21 hours ago)
Lords ChamberMy Lords, I declare my interest as entered in the register and apologise to the House for not having spoken before in Committee. I spoke at Second Reading, but the combination of the west coast main line and prior commitments has made it impossible in Committee until now.
Briefly, I make just three points, in no particular order. First, in respect of Amendment 118, the nicest, cutest little puppy can turn into a horrible adult dog, and if it is impossible for the landlord, having given consent, to change that if the cute little puppy turns into a dog from hell, that would be a very great mistake. It is a matter of balance, reasonableness and judgment. Secondly, I support the amendment in the name of the noble Earl, Lord Kinnoull, because that seems to be elementary sensibleness—nothing more. Thirdly and finally, having heard the very persuasive speech of the noble Lord, Lord Black, I suddenly wondered: were they asking the Government to make it compulsory for tenants to have pets? I ask the Minister what her view about that would be.
My Lords, I speak on this group mainly in support of Amendment 124 in the name of my noble friend Lord Kinnoull. I wish the Committee to note my entry in the register of interests: that I am a part-owner of a large independent veterinary practice, with a significant proportion of our turnover generated from pets.
I welcome Clause 12 as it will increase the number of properties that tenants can keep pets in. With the growing number of pet owners in the past five years, it is certainly welcome. How we care for pets and how we value their companionship has changed significantly in society in the last 10 years, and that is why this clause is so important. But we must be aware that there are many in society who are allergic to pets, who find them scary and who are made nervous by them, especially children, and those who just do not like pets. Therefore, somehow, through this amendment, we need to ensure a balance between landlords, tenants and their pets, and others in society.
As previously spoken to by the noble Earl, Lord Kinnoull, the noble Baroness, Lady Fookes, and the noble Lord, Lord Trees, the amendment gives access to all tenants, regardless of whether they are in the private rental sector or accessing social housing. This gives tenants the right to request permission to keep a pet, regardless of their landlord.
The Bill is also about improving opportunity for tenants to keep a pet; surely this simple amendment will create a level playing field between the social housing sector and private landlords. Social housing is probably the most likely first place to go for individuals on low income or who are homeless, seeking to find a home for themselves and their families, which often include a pet. This has been drawn to my attention recently by a TV advert for a homeless charity. Its website says:
“New polling from homeless charity St Mungo’s reveals new extent of the housing crisis and its impact on people sharing their lives with a pet. 50% of those surveyed reported being placed in situations where they were forced to choose between remaining with their pets or accessing housing. This situation is ever present, within the last 12 months, 43% of respondents experienced challenges in finding housing that allows pets. This is amplified for those between the ages of 18-24, where 70% experienced this”.
Therefore, to ensure that the private rental sector is not forced to take up all the housing needs of pet owners, I hope that this amendment will be considered by the Government. Surely the reasons for not allowing a pet in the home are the same for private landlords as for social housing landlords.
On the other amendments in the group, I support Amendment 118 in the name of the noble Lord, Lord Black of Brentwood, which would ensure that a landlord cannot withdraw consent. If a pet is causing an issue for a landlord, that will surely be covered by other provisions in the Bill. The landlord could terminate a tenancy using anti-social behaviour as a reason, whether it was caused by the tenant or the pet. The amendment would ensure that the tenant, once the pet is allowed in the home, cannot be forced to remove the pet unless the tenant has breached a term of the tenancy agreement.
I also support Amendment 119 in the name of the noble Baroness, Lady Miller, which would ensure that a tenant in all properties, regardless of who the landlord is, can ask for the right to keep a pet at their home. Like the social housing Amendment 124, this amendment seeks to increase the number of properties available to tenants, but also ensures that all landlords, regardless of their position in the rental housing sector, are obliged to consider the request of a tenant to keep a pet.
Amendments 125 and 126 provide some clarity for landlords and tenants, with definitions of when it is unreasonable for a landlord to reject a request for a tenant to keep a pet. This clarity can only help with negotiations between landlords and tenants with regard to keeping pets, and solutions will be found more quickly, I hope, and with less bad feeling between the two parties. This clarity will reduce the number of cases that can be referred to other authorities to decide whether a landlord’s reasons for rejection are in fact reasonable. I look forward to hearing the Minister’s comments.
I am delighted to have added my name to Amendments 127, 129 and 130 in this group. I thank my noble friend Lord Kinnoull for leading on this section with regards to pet insurance and respect his deep knowledge of the insurance market. Amendments 127 and 128 seek to provide an alternative to the pet insurance route for protecting landlords from pet damage, as there is still uncertainty at present as to whether the insurance market will provide a policy that is fit for purpose, as described in the Bill. Amendment 128 would allow for an additional three weeks of deposit to be paid and held. I listened to the Government saying that finding a deposit can be challenging for tenants, especially the low paid. Therefore, these insurance policies, if they can be developed, could be an accessible and appropriate product for tenants.
For some tenants and landlords, the option of paying a three-week deposit could be an alternative, as both parties would know where they stand from the beginning of the tenancy, or when a pet moves into a property. There are further advantages, as the tenant would get their money back if no repairs were required at the end of the tenancy, thereby rewarding tenants for looking after the property. As my noble friend Lord Trees pointed out a minute ago, if tenants pay for an insurance product, they are not rewarded for being good tenants, and the premium paid benefits neither tenant nor landlord. The deposit scheme is allowed in Scotland, so there is some real-life data that can be drawn on to see whether it works for both tenants and landlords. From my noble friend Lord Kinnoull’s experience, it appears to be working.
The deposit option gives flexibility for landlords and tenants in choosing the most appropriate protection for themselves and their circumstances in covering the possible extra costs of housing a pet in a rental property. This is a challenging issue for some landlords and very few currently accept pets. That is why Clause 12 is welcome: it will increase the number of landlords accepting pets—surely giving two methods by which they can protect themselves can only ease the fear and reluctance in accepting a pet.
Amendments 129 and 130, which I also support, would bring clarity on the detail to be included in the proposed insurance products and would clear up some of the confusion with these amendments. Therefore, I hope the Government will listen to these speeches today and consider adding a bit more flexibility to the Bill by accepting these amendments on Report.
My Lords, I support Amendment 128 and declare my interests as a landlord and a former PRS tenant. I support the amendment of the noble Earl, Lord Kinnoull, on pet deposits. First, I want to state that I am a dog lover and had dogs as pets in my youth. I was, however, horrified by the description by the noble Lord, Lord Trees, at Second Reading of the potential cost and sustained effort required to deal with flea infestation, and there is other damage that cats and dogs in particular can cause. Carpets, for example, may need to be wholly replaced after some pet tenancies, as I have experienced at considerable additional cost, which was not met by the deposit. As your Lordships have heard, insurance products are currently non-existent or very unsatisfactory, so it makes sense, in my view, to introduce a pet deposit scheme which would make the whole process a lot simpler.
The main point I wish to make is that where a lease bans pets, particularly dogs, this should be respected. As we also heard earlier, not all properties are suitable for dogs, especially large dogs. There has been an exponential rise in dog attacks in the country, especially since the pandemic. In total, there were 31,920 dog attacks in England and Wales over the last year alone— 87 a day. Since 2022, 31 people have been killed by dogs, and there were almost 11,000 hospital admissions for dog bites in England between 2023 and 2024. These figures are truly horrific and are growing. I do not claim to be an expert on this rise, but many have put it down to the surge in dog ownership since the pandemic, poor dog training and an inability of inexperienced owners to control their powerful dogs.
If you had been the victim of a dog attack, you would understand why some seek protection in their home environment, especially blocks of flats. My wife was attacked by a dog in our open gardens. Although dogs are banned under the lease, we made an exception to allow a family with a dog. At the time, my wife was wearing a back brace, having recently fractured her spine. I placed myself between the dog and my wife, while the neighbour took five minutes to come outside and struggled to restrain the aggressive dog. Incidentally, it was not a banned breed.
Those five minutes felt like a long time. Although our neighbour was red-faced and apologetic, it was a serious and frightening incident. For months afterwards, my wife had flashbacks, as it could have been a life-altering experience, like the ones you read about in the newspaper or see on television. In conclusion, where dogs are banned under leases, those leases should be upheld, and where dogs are allowed with discretion, that should also be upheld.