"My Lords, there is not much else to say. It is the case, as the noble Lord, Lord Deben, indicated, that we have spent a considerable period of time dealing with the financial services industry on the question of a no-deal exit from the EU. He was absolutely right when …..." Lord Davies of Oldham - View Speech
"My Lords, I too welcome the noble Lord, Lord Duncan, to his role. I warn him, however, that I have been at the Dispatch Box for the Opposition for almost a decade, and I think I have faced 10 Finance Ministers. Longevity is not easy; if he wants to make …..." Lord Davies of Oldham - View Speech
"My Lords, does the noble Earl appreciate that his answer to my noble friend clashes with reality? With the pound at a low level you would expect our manufacturers and exporters to be making considerable progress, but informed opinion—as opposed to that from the Government Front Bench—in the manufacturing industry …..." Lord Davies of Oldham - View Speech
"My Lords, I, too, congratulate the right reverend Prelate the Bishop of St Albans on introducing this debate, which he did by emphasising the most challenging aspect of the world of finance that the nation has to face; that is, a culture that the past decade has revealed to be …..." Lord Davies of Oldham - View Speech
"My Lords, I too congratulate the noble Baroness, Lady Falkner, both on her conduct of an excellent committee and a splendid report and on the speech in which she presented the issues. All other contributions really just reinforced the main points she made, which covered an excellent report that presents …..." Lord Davies of Oldham - View Speech
"My Lords, I too congratulate the noble Baroness, Lady Bowles, on securing this debate and on the forensic quality of her speech. We needed to add very little once she had completed the charge sheet, but nevertheless other noble Lords have contributed to the testimony of just what a scandal …..." Lord Davies of Oldham - View Speech
"My Lords, this has been an excellent debate and I congratulate the noble Lord, Lord Bird, on the subject that he chose and on his speech. As ever, he identified those who have had some of the worst deals from society and deserve not just our sympathy but our aid. …..." Lord Davies of Oldham - View Speech
"My Lords, this has been an excellent debate, led by a superb opening speech from my noble friend Lord Dubs, whom I congratulate on securing this important debate on such a significant subject. Of course, we all enjoyed the maiden speech of the noble Lord, Lord Ravensdale. He will know …..." Lord Davies of Oldham - View Speech
"My Lords, I am sure the Minister will appreciate that the banks owe wider society a great deal after 2008. How is it, therefore, that somewhere like Hebden Bridge—and I do not always quote Yorkshire with enormous favour—has no bank and only six ATMs at present? Those six are being …..." Lord Davies of Oldham - View Speech
"My Lords, are not the Government being more than a little tardy in response to this situation? After all, they introduced the pension arrangements in 2015 and it is clear that they made a right mess of them in some respects. In addition to the range of people whom the …..." Lord Davies of Oldham - View Speech