Oral Answers to Questions

Debate between Lord Benyon and Caroline Spelman

Thursday 4th July 2013 Commons Chamber

[Richard Benyon]

The right hon. Gentleman is looking at marine conservation zones as if they are the only show in town. We have 42 special areas of conservation and 37 special protection areas around the English coast. About a quarter of our inshore waters are protected and we have more than 300 sites of special scientific interest in the intertidal zone. What we are trying to do with marine conservation zones is part of a much bigger picture of marine protection. We will be one of the leading countries in the world for marine conversation and the right hon. Gentleman should feel proud about that.

[Mrs Caroline Spelman (Meriden) (Con)]

8. What recent progress he has made on flood insurance; and if he will make a statement.

[The Parliamentary Under-Secretary of State for Environment, Food and Rural Affairs (Richard Benyon)]

Last week, we announced a headline agreement with industry to guarantee affordable flood insurance for people in high-risk areas. The Association of British Insurers has assured Ministers that implementing Flood Re will have minimal impact on customers’ bills. We will be seeking the necessary powers in the Water Bill. Tackling flood risk will help to keep insurance terms affordable in the long term. We have announced record levels of capital investment of more than £2.3 billion for 2015-16 to 2020-21.

[Mrs Spelman]

I congratulate the Minister on securing that new deal for universal and affordable flood insurance, which eluded the last Labour Government and me. Will he actively encourage people who live in flood-prone areas to take up the capped premiums and not risk being uninsured?

[Richard Benyon]

My right hon. Friend should take a large slice of the credit for the deal that we have achieved. She worked hard to set in train something that the previous Government did not even look at, which is a successor to the statement of principles. I assure her that the key part of the deal is ensuring that we cap premiums, particularly for the most vulnerable, and, importantly, that we cap excess charges.