Post Office Card Account

Liz McInnes Excerpts

Tuesday 16th December 2014 Commons Chamber

[Steve Webb]

I pay tribute to my hon. Friend as an officer of the all-party group on post offices and, indeed, as a persistent thorn in my side on this issue, which he recently raised at Business, Innovation and Skills questions. He has shown his commitment to post offices, and I know that his constituents will respect the work that he has done.

We have left Post Office Ltd, as a commercial organisation, the freedom to design bank accounts of the sort it feels appropriate. It has come up with a series of accounts; for example, some have a monthly charge, and others have different features. It is obviously testing the market, starting—if I remember rightly—in the east of England. That is clearly a commercial issue for it, but we are keen to make sure that a range of accounts are available to people to meet their needs.

[Liz McInnes (Heywood and Middleton) (Lab)]

Does this contract provide more income or less income for post offices?

[Steve Webb]

To be absolutely clear, the amount we pay sub-postmasters per transaction will be the same. We have protected that. The number of Post Office card accounts has been falling and will continue to fall, because older pensioners die, new pensioners have a tendency to use banks more and the working-age population generally moves towards other forms of transactional accounts. However, if someone moves to a bank transactional account that is accessed at a post office, they can still go into the post office and the post office will still get the footfall. The volume of POCAs is clearly going down, but the value that we are paying in the contract per transaction is staying the same.

bills presented

Local Planning and Housing Bill

Presentation and First Reading (Standing Order No. 57)

Sir William Cash presented a Bill to make provision for the clarification and improvement of local planning procedures; to make provision in relation to housing supply; and for connected purposes.

Bill read the First time; to be read a Second time on Friday 9 January 2015, and to be printed (Bill 139).

Off-Road Vehicles (Registration) Bill

Presentation and First Reading (Standing Order No. 57)

Mr David Ward, supported by Graham Stringer, Stephen Lloyd, John Hemming, Sir Bob Russell, Greg Mulholland and Mr Adrian Sanders, presented a Bill to make provision for the establishment of a compulsory registration scheme at the point of sale for all off-road motorcycles and quad bikes; and for connected purposes.

Bill read the First time; to be read a Second time on Friday 23 January 2015, and to be printed (Bill 140).

Parliamentary Under-Secretary of State for Welfare Reform (Disabled People)

Liz McInnes Excerpts

Tuesday 28th October 2014 Commons Chamber

[Liz McInnes (Heywood and Middleton) (Lab)]

Thank you, Mr Speaker, for allowing me to make my maiden speech during this debate.

I start by paying tribute to my predecessor, Jim Dobbin, whose sad death brought about the recent by-election in my Heywood and Middleton constituency. Jim was a much-loved and respected Member of Parliament. He was held in high regard by his constituents and, I would hope, by every Member in this House. It is significant to this debate that Jim’s very last vote in Parliament was a vote against the bedroom tax.

Jim and I had a career in common; we both worked as health care scientists in the NHS prior to being elected to Parliament. We both plied our trade at the Royal Oldham hospital, which provides health care to my constituents. Many of my NHS colleagues have fond memories of Jim. Indeed, the laboratory that, until recent events, provided me with gainful employment, bears a distinctive foundation stone, dated 5 September 2005, and it was laid by Mr Jim Dobbin, MP and Fellow of the Institute of Biomedical Science. I am immensely proud to have been given this opportunity to continue the great work of my predecessor and to carry on the tradition of health care scientists at the Royal Oldham hospital making a contribution to Parliament.

I wish also to pay tribute to the previous MP for this seat, which was created following boundary changes in 1983. I am talking about Jim Callaghan, not the Labour Prime Minister from 1976 to 1979, but his namesake, fondly known as “Gentleman Jim”, who is still resident in Middleton.

My constituency of Heywood and Middleton comprises those two former mill towns, along with the large village of Norden, the former mill town of Castleton and the more affluent Bamford. The constituency is one of those that make up the metropolitan borough of Rochdale. The M62 motorway separates the constituency, with Middleton to the south sitting along the Rochdale canal. Middleton has given us an eclectic bunch of artists: comedian Steve Coogan grew up there, and indie band, the Chameleons all came from Middleton.

A lesser known fact about Middleton is that the local newspaper, the Middleton Guardian, gave the shadow Health Secretary, my right hon. Friend the Member for Leigh (Andy Burnham) his first job as a journalist—a fact he recalled with great pride when he recently visited the excellent Peterloo medical centre in the constituency. The medical centre is so named in tribute to another of Middleton’s famous sons, Samuel Bamford, the radical social reformer who led the Middleton contingent to the ill-fated Peterloo massacre.

Middleton is also home to the John Willie Lees brewery, a traditional family firm that has been established for 186 years and provides employment to over 1,000 people, plus an excellent apprenticeship scheme, which offers real jobs at the end of it. John Willie Lees also has a family connection for me, as my mother ran two Lees pubs in the ’80s and I spent many weekends and evenings on what many would see as the wrong side of the bar, serving pints and hopefully good cheer in equal measure. In those days it was all electric pumps, and I am glad to see that John Willie Lees has now returned to hand-pumped beer. It even still makes mild, a traditional Northern brew that I thought had all but died out, but now seems to be enjoying something of a resurgence. I believe that it might be available here in the south now, and could even be considered to be ever so slightly fashionable.

Heywood sits in the centre of the constituency on the River Roch. It used to have cotton as well as mines, although now it has neither. Amongst its famous daughters are the singer Lisa Stansfield and Julie Goodyear, also known as Bet Lynch from “Coronation Street”. Heywood is home, too, to the Queen’s park, which, in 2010 was voted the nation’s favourite green space, bringing immense pride to the people of Heywood. The park was presented by Queen Victoria in 1879 and still features some fine original structures such as the magnificent Victoria fountain.

The park was revitalised using funds awarded by the council and by the Heritage Lottery Fund; over £l million was spent on its restoration. In 2007, it was given green flag status and an excellence award from the national Civic Trust. Lovingly cared for by the friends of Queen’s park, it provides an excellent recreational and community facility.

Returning to the subject of this debate, Heywood and Middleton is the home of “Middleton, Heywood and Rochdale against the Cuts”, an active and vocal campaigning group, which highlights and speaks out against austerity measures that affect the most vulnerable in our communities. Certainly during the campaign period prior to the by-election, I encountered many disabled residents who struggled with the bedroom tax. I welcome this debate, which provides an opportunity to discuss the adverse effects of some of the Government’s policies.

I was particularly concerned by the plight of one disabled gentleman I met who was deemed to be in possession of a spare room. In this room, he kept equipment to enable him to manage his condition. Additionally, the room provided a place for his wife to sleep in on the frequent occasions when he had disturbed nights. Under the so-called “spare room subsidy” he was paying £14 a week for this room, which the family could ill afford. Sadly, he is not the only one of my constituents affected; unfortunately, he is one of many. Although I was not here to vote on the bedroom tax, I look forward to voting on the Affordable Homes Bill when it comes before Parliament.

I am informed that a maiden speech should not be too political—I may well have picked the wrong debate to make my speech—so I will wind up here and thank Members for their polite attention and you, Mr Speaker, for allowing me to make my contribution.

[Hon. Members]

Hear, hear.