Oral Answers to Questions

Debate between Lisa Nandy and Caroline Spelman

Thursday 9th December 2010 Commons Chamber

[Mrs Spelman]

I commend my hon. Friend’s work in helping with the ongoing recovery in his constituency. I am sure that hon. Members will appreciate that it is hard to predict surface water flooding events. In the afternoon of that event, there was only a 20% risk of severe flooding, but by 10.30 pm, when most people are in bed and asleep, it had increased to an 80% risk. One lesson learned from previous flooding incidents is that flood wardens, who can knock on doors and alert, in particular, vulnerable members of the community of the increased risk, can assist a community’s resilience.

[Lisa Nandy (Wigan) (Lab)]

Simon Douglas, the director of AA Insurance, was quoted in the Evening Standard as saying that “inadequate spending” on flood defences would

“leave thousands of homes uninsurable and thus un-mortgageable.”

What help will the Government offer to the thousands of people who will find themselves in that situation?

[Mrs Spelman]

I refer the hon. Lady to my earlier answer about the warm welcome that the Association of British Insurers has given to the payment for outcomes approach, which, as the ABI chairman made clear, is what Pitt called for, what the ABI has been calling for and what the communities that would like to build greater resilience have also been calling for. I am sure that it will assist those at risk of flooding.