Asked by: Lillian Jones (Labour - Kilmarnock and Loudoun)
Question to the HM Treasury:
To ask the Chancellor of the Exchequer, what assessment she has made of the adequacy of affordable credit provision by banks and building societies.
Answered by Emma Reynolds - Economic Secretary (HM Treasury)
The Government recognises that credit, when provided responsibly, can be crucial for people facing unexpected expenses or managing their cash flow. That is why it is committed to expanding access to affordable credit, so that everyone has the opportunity to access products and services which support their financial wellbeing and goals.
HM Treasury regularly engages with the banking and mutuals sector — which includes building societies — to discuss a range of policy matters, including provision of affordable credit. It has sought to understand the current barriers faced by the mutuals sector and to identify further opportunities for growth, acknowledging the sector’s valuable role in providing affordable credit.
In addition to continuing to engage with the banking and mutuals sector, HM Treasury will assess the provision of affordable credit more broadly as part of the financial inclusion strategy work announced last year.
Asked by: Lillian Jones (Labour - Kilmarnock and Loudoun)
Question to the Department for Transport:
To ask the Secretary of State for Transport, what steps she is taking to improve passenger rail performance.
Answered by Simon Lightwood - Parliamentary Under-Secretary (Department for Transport)
Improving the performance of our railways, including by delivering the biggest overhaul of the railway sector in a generation, is a top priority for this Government.
I have been clear with operators and with Network Rail that I will not tolerate poor performance while we rewire the system to work in the interest of passengers.
Ministers continue to meet with Managing Directors of Train Operating Companies and their Network Rail counterparts to assess their performance, and we will not hesitate to demand immediate action to raise standards.
Asked by: Lillian Jones (Labour - Kilmarnock and Loudoun)
Question to the Ministry of Defence:
If he will review his Department's policy on the rehabilitation of armed forces (a) personnel and (b) applicants graded as medically unfit.
Answered by Al Carns - Parliamentary Under-Secretary (Ministry of Defence) (Minister for Veterans)
The UK is a world leader in military rehabilitation and provides a comprehensive tiered rehabilitation service for Armed Forces personnel extending from the more minor to the most severe injuries.
The medical entry standards for Armed Forces applicants were updated in August 2024 following an intensive period of review of undertaken by clinical experts, Defence personnel and the recruiting agencies.