Horizon: Compensation and Convictions
Debate between Kevin Hollinrake and Philip Hollobone(4 months ago)
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Kevin Hollinrake
I thank the hon. Gentleman for his points. Yes, as I say, we are keen to exonerate more people more quickly; that is exactly what we intend to do and what we have been looking at today, and we hope to give more information as quickly as possible. We want there to be quicker, easier exoneration and also easier compensation. That is exactly the opportunity that the scheme for overturning convictions delivers. People can take a more detailed assessment route, where it takes time to compile and respond to a claim, or they can simply move past that system and take a fixed award of £600,000, which is available to anybody who has an overturned conviction. That should encourage more people to come forward.
In terms of other people who had shortfalls but have not been convicted, there is the Horizon shortfall scheme. Some 2,417 people applied to that scheme within the timescale. About another 500, I think, applied after time, but they have still been accepted into the scheme. Anybody in that position should have access to compensation. One hundred per cent of the people in the original cohort—the 2,417—have had offers, and 85% have accepted, so we are making significant progress. All postmasters should have been communicated with and written to, but if the hon. Gentleman is aware of any postmaster affected who has not been, I am happy to work with him to make sure they can access compensation.
Mr Philip Hollobone (Kettering) (Con)
This is the worst scandal in the history of the Post Office since it was first established in 1660. That was the year of the restoration after the English civil war. In that same year, Parliament passed an Act of Oblivion, which exonerated all those who had previously opposed the Crown and which facilitated, through Parliament, a blanket royal pardon. Might not that sort of mechanism, together with swift compensation, be the most appropriate way to bring justice to all the affected sub-postmasters?
Kevin Hollinrake
My hon. Friend’s knowledge of history is greater than mine, but the essence of what he says is something we concur with. Whether by means of the route he mentions or other routes, we are keen to ensure that we make it easier to overturn convictions, ideally without the postmaster having to do anything. That is something we are looking at now but, again, we need to have conversations with the judiciary and other elements of the system to make sure that there are no unintended consequences from what we are doing—in terms of precedents, for example. However, our ambitions are exactly the same as my hon. Friend’s.
Oral Answers to Questions
Debate between Kevin Hollinrake and Philip Hollobone(10 months, 1 week ago)
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Mr Philip Hollobone (Kettering) (Con)
The Parliamentary Under-Secretary of State for Business and Trade (Kevin Hollinrake)
The value of UK exports, measured in current prices, to the EU—including goods and services—was £247 billion in 2016, £298 billion in 2019, and £340 billion in 2022. The EU remains the UK’s largest export market, receiving 42% of UK exports in 2022.
Mr Hollobone
That is all very interesting, because, during the Brexit referendum, “Project Fear” told us that if we left the EU, millions of people would lose their jobs, our exports would collapse, and the economy would go into freefall. Here in 2023, with us outside the European Union, employment is at record highs and unemployment at record lows, the eurozone is in recession and we are not, and our exports to the EU are at record levels. Is it not now demonstrably true that we are always going to be better off out?
Kevin Hollinrake
As Churchill once said, the pessimist sees a crisis in every opportunity, but the optimist, which my hon. Friend is, sees an opportunity in every crisis. The UK’s total exports have recovered to pre-pandemic levels measured against 2018. In 2022 UK exports were £815 billion, up 21% in current prices and up 0.5% once adjusted for inflation. There is no doubt that UK exports are excelling and will continue to do so.
Kevin Hollinrake
We are taking forward a number of reforms, as the hon. Member is aware. There is a private Member’s Bill, the Employment Relations (Flexible Working) Bill, which includes a day-one right to request flexible working, as well as the right to request predictable terms and conditions, which is one of the recommendations of the Taylor review. I think he should welcome those kinds of measures.
Mr Philip Hollobone (Kettering) (Con)
Kettering is the beating heart of the east midlands economy, especially in bespoke gentlemen’s footwear, with superb firms such as Loake, Cheaney, and Gaziano & Girling. Will the Government confirm that their free trade agreements and their efforts to reduce international trade barriers will help the local shoe industry in Kettering get on the front foot and take great strides forward?
Kevin Hollinrake
I was delighted to attend my hon. Friend’s business conference in north Northamptonshire. As part of that, we passed the Loake shop in Kettering, which is a world leader in shoes—in fact, I am wearing a pair today—and he offered to try to get me a pair at a discounted price, which I very much look forward to. There are great export opportunities through that.
Oral Answers to Questions
Debate between Kevin Hollinrake and Philip Hollobone(11 months, 3 weeks ago)
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Mr Philip Hollobone (Kettering) (Con)
What would have been the answer to Question 19? How many businesses were supported by grant funding in North Northamptonshire during the pandemic?
The Parliamentary Under-Secretary of State for Business and Trade (Kevin Hollinrake)
Off the top of my head, I can say that during the pandemic the Government delivered an unprecedented package of support for businesses. In total, more than £22.6 billion was provided to businesses via local authorities. In Kettering, more than 5,000 covid-19 business grants were issued, amounting to £24 million. North Northamptonshire Council delivered £29.9 million to local businesses through the covid-19 business grant scheme.
Oral Answers to Questions
Debate between Kevin Hollinrake and Philip Hollobone(1 year, 2 months ago)
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Mr Philip Hollobone (Kettering) (Con)
The Parliamentary Under-Secretary of State for Business and Trade (Kevin Hollinrake)
Excitement is also building in me ahead of my visit to Kettering. I am a proud champion of small businesses, which, as we all know, are the engine room of growth in our economy. That growth has been good over the past 12 years—the third fastest in the G7—but we want it to be faster. I am very keen to engage with my hon. Friend to see how we can help small and medium-sized enterprises to do that.
Lloyds, HBOS and the Cranston Review
Debate between Kevin Hollinrake and Philip Hollobone(4 years, 3 months ago)
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Kevin Hollinrake
Absolutely, and we see that time and time again. It is not just about businesses or jobs—although clearly businesses and jobs are lost—but about the effect on people’s lives. I understand that as a business person myself. My business has been my life. If somebody had taken my business away from me in those circumstances, I do not know how I would have coped.
The Minister may say that many cases are not proven or that the banks may write with various reasons why claims are wrong. That is why we do not put the APPG forward as an arbiter of whether the customer or the bank is right in such cases. We do not think the APPG, the victims or the banks should play that role; it must be somebody entirely independent. As I have said before, we recommended a tribunal approach to solving this imbalance of power. What my hon. Friend the Minister has managed to bring about is something new, called the Business Banking Resolution Service, which we think is a great step forward. We in the APPG have been working with the BBRS for the past year. It will mean that we can look at historical cases and at cases going forward, and at larger businesses too. It is absolutely the right thing, and we believe that the method of adjudication is good.
Our concern is, of course, as I have discussed with the Minister on many occasions, that that approach excludes people who have been through other independent bank-led reviews, which we think is wrong. We think the banks should look at such cases again where there is material evidence that something has not been settled fairly, but with the BBRS as a fallback. We think that is fair, and that should go for all victims of all bank-led remediation schemes who feel there is still a case to answer.
We also think there are other issues that need to be dealt with within the Lloyds Bank Review, certainly on eligibility. The review had very tight restrictions on eligibility: the victim had to have dealt directly with one of the two people convicted of the direct fraud, Lynden Scourfield or Mark Dobson. We think that is an unfair restriction. Lloyds has made ex gratia payments—I think £65,000 in total—that are only allocated to certain people who have been through that scheme or are assessed as being appropriate to go through that scheme, which, again, we think is unfair. Lloyds should look again at that.
We see a lot of people now putting their cases forward for the Business Banking Resolution Services. Our constituents who have these kinds of problem can put their cases forward, and we urge them to do so, but when they do, while their cases are being assessed, we think the bank should declare a moratorium or a stay of proceedings on any cases going through that process.
To conclude, we see this as a crucial opportunity, not only for Lloyds to get this right now, but for the wider business-banking relationship. We are very grateful to the Minister for the steps he has taken, both in appointing Sir Ross Cranston and on the Business Banking Resolution Service. We very much thank Sir Ross Cranston for his excellent work. We see this as a crucial opportunity to restore confidence in the free market system, to ensure that individual victims have access to justice and compensation and to improve the appetite for SMEs to borrow, start businesses and grow them, thereby giving a timely boost to UK plc. Let us ensure that we do not waste the opportunity.
Mr Philip Hollobone (in the Chair)
The debate can last until 5.30 pm. If there are any Back-Bench contributions I can take those, but I need to call the Front Benches no later than 5.7 pm. The guideline limits are five minutes for the SNP, five minutes for Her Majesty’s Opposition and 10 minutes for the Minister, and then Mr Hollinrake has a few minutes to sum up the debate at the end. The latest intelligence I have received is that we are expecting Divisions at 5.30 pm, but that they might come earlier. Members will know that if a Division comes during the debate, we have to adjourn for 15 minutes or half an hour, so Members might want to be mindful of speeding up their contributions to ensure that we finish the debate before a Division occurs.