Future Flood Prevention

Kevin Hollinrake Excerpts

Monday 27th February 2017 Commons Chamber

[Dr Coffey]

I am cognisant of the fact that, certainly in my own area, there are fewer firefighters than there were some years ago. I do not have a single full-time firefighter in my constituency of 300 square miles, and this is an opportunity to pay tribute to the retained firefighters who help their communities. I assure the hon. Gentleman that there have been conversations with the DCLG and, now, the Home Office.

I have covered the point that we expect sustainable drainage in new developments. On governance, I flag up the role of the regional flood and coastal board, and a lot of that work is covered by the regional flood and coastal committees, which comprise a number of different stakeholders.

Several hon. Members raised the issue of insurance. The Flood Re scheme has been a good success, but I recognise what Members said about businesses, which is why we have worked hard to get the British Insurance Brokers Association to bring a product to market. I encourage all hon. Members to make businesses aware of that fact. If people feel that, having been offered a quotation for a specialist policy, they are still struggling, I would like to be made aware of it. I want to look at that in detail, but I am not able to promise today that we will have another Flood Re for businesses because the basis of Flood Re is that it is time-limited. It is a principle of general taxation that we share resources across the country and, to some extent, that is what has been extended with the Flood Re scheme, through which every insurance policy carries a premium to help with flooding.

I recently visited Mytholmroyd in the Calder valley, and some businesses there are moving. Admittedly they are moving about 200 yards, but they are moving and appropriate defences are being established.

[Kevin Hollinrake (Thirsk and Malton) (Con)]

The Minister asked for examples. Topcliffe Mill in my constituency is a development of 12 apartments that currently has an insurance premium of more than £30,000 because of flooding. Although I can understand that commercial schemes are seen to be a market opportunity for commercial insurance companies, in many cases they are not. Topcliffe Mill is a case in point. I would be delighted if she looked at that particular case.

[Dr Coffey]

The point about leasehold properties is that they tend to be owned by the freehold or management company, which is why they come under the commercial area. If my hon. Friend wants to write to me with more details, I will look into it.

Of course I will be delighted to meet my hon. Friend the Member for Castle Point (Rebecca Harris)—I have met many other Members. It is good of the hon. Member for Louth and Horncastle (Victoria Atkins) to point out the role of emergency services in her area. I hope that I have answered some of the queries raised by the hon. Member for York Central (Rachael Maskell) about businesses. I might not have answered them to her satisfaction, but I point out that Flood Re did not apply to businesses after 2009 because that was when all the rules came in to discourage building on floodplains, and we should not reward them with flood insurance as a consequence of doing that.

In answer to the hon. Member for Dumfries and Galloway (Richard Arkless), we have a statutory basis for the flood management plan in this country, too.