Catholic Sixth-form Colleges

Debate between Jim Cunningham and Gareth Thomas
Tuesday 5th March 2019

(5 years, 8 months ago)

Westminster Hall
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Gareth Thomas Portrait Gareth Thomas
- Hansard - - - Excerpts

The hon. Gentleman makes an important point about choice. I suppose the essential point of this debate is to say that there needs to be a level playing field in funding. A child who wants to go to a certain type of school or college should not see that there is better funding for one particular institution than there is for another down the road. I am sure that is a point he will agree with.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
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I congratulate my hon. Friend on securing the debate. In relation to capital, particularly for colleges and their funding, sometimes Catholic schools have had to amalgamate to release property they can sell to raise capital funding. I have come across cases such as that—I do not know whether he has or not—because of the lack of capital funding.

Gareth Thomas Portrait Gareth Thomas
- Hansard - - - Excerpts

My hon. Friend makes a good point about the lack of capital funding, and access to capital funding is one way in which Catholic sixth-form colleges face the double discrimination that I talked about in my opening remarks. Later in my speech, I will give some detail about the issue of capital.

Until 1993, St Dominic’s Sixth Form College was part of Harrow’s local authority-maintained system, but following the Government’s post-16 reorganisation the college became independent within the state tertiary system, overseen by the Further Education Funding Council for England. That change brought about new challenges and pressures on the college, primarily to increase student numbers and its educational provision, in order to cater for the educational needs in our community.

The 21st century has seen a series of considerable successes for the college, as its reputation for delivering high-quality sixth-form education has continued to spread. By 2007, St Dominic’s Sixth Form College was among the small group of colleges that were awarded beacon status. The 2008 Ofsted inspection of the college judged it “outstanding”, which is a distinction it has held on to ever since. Indeed, the college is now regarded as being at the very top of the league of sixth-form colleges for “excellence” in its educational provision and for its A-level results. In 2017, The Sunday Times specifically recognised it as the best sixth-form college of the year.

Not surprisingly, therefore, St Dominic’s is heavily oversubscribed—typically, there are about 3,000 applications for the 700 places available annually—but in recent years the college has had to expand, in part to meet the financial challenges of a static budgetary settlement. However, with 1,300 students, the college is now full, with no capacity to expand further.

Without an increase in funding per student or additional students, revenue income will remain flat and with increased costs such as pensions, salaries and so on, the risk of further financial challenge becomes very real. The implications of that include the possibility of a reduced curriculum, at a time when the new Ofsted framework requires a rich and diverse curriculum offer, and the possibility of substantially increased teacher-to-student ratios.

The principal of St Dominic’s, the excellent Andrew Parkin, rightly describes his college as an “educational jewel” that is looking increasingly fragile, because there are no significant financial increases on the horizon.

There are 14 Catholic sixth-form colleges in England: Aquinas in Cheshire, Cardinal Newman in Preston, Carmel in St Helens, Christ the King in Lewisham, Holy Cross in Bury, Loreto in Manchester, Notre Dame in Leeds, St Brendan’s in Bristol, St Charles in Kensington, St Francis Xavier in Wandsworth, St John Rigby in Wigan, St Mary’s in Blackburn and Xaverian in Manchester, as well as my own, St Dominic’s. Like the wider sixth-form college sector, those are high-performing institutions, as was mentioned by the hon. Member for Walsall North (Eddie Hughes).

Catholic sixth-form colleges teach just over 27,000 pupils, and employ almost 2,500 teachers and support staff. Together, they educate about 3% of all 16 to 18-year-olds in publicly funded provision. They account for 4% of all A-level students and for 5% of students progressing to higher education, including to the most competitive universities. Some 86% of them, as the hon. Gentleman also mentioned, are rated outstanding or good by Ofsted. They have a justified reputation as centres of excellence and places of academic rigour and achievement. They give students the chance to excel, regardless of their previous academic achievement.

Catholic sixth-form colleges have many things in common, and most serve diverse and often deprived communities.

Budget Resolutions

Debate between Jim Cunningham and Gareth Thomas
Wednesday 22nd November 2017

(6 years, 11 months ago)

Commons Chamber
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Gareth Thomas Portrait Gareth Thomas (Harrow West) (Lab/Co-op)
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It is a pleasure to follow the right hon. Member for Witham (Priti Patel). She will not be surprised that I take a slightly different view of the decision our country made on Brexit, but nevertheless I thought she gave an interesting speech. I was also interested in the comments of the right hon. Member for Sutton Coldfield (Mr Mitchell) about the need to reform capitalism. I thought his proposals rather timid, but they were at least a start in terms of recognising how corporate culture needs to change. I gently encourage him that there are forms of public ownership that he should look at with a little more enthusiasm than his remarks suggested he did. If I have time, I hope to pick up on some of those.

The most striking features of the Budget thus far are the revelations about the cost of Brexit. The OBR’s downgrade of growth forecasts means that for the first time in modern history the official UK GDP growth forecast for every year being forecast is under 2%. The setting aside of an extra £3 billion to fund the cost of Brexit is quite extraordinary. I do not remember anyone in the leave campaign even hinting at such costs. Earlier this month, the Bank of England Governor gave his verdict on the economy, when he said that “Britain would be booming” were it not for the “Brexit effect”. Indeed, with favourable conditions and stronger growth in other parts of the world—sadly, notably in the eurozone—Britain has fallen from the top to the bottom of the league of G7 leading economies in the year since the Brexit vote. Perhaps most strikingly, foreign investment in Britain is 20% lower than the Bank of England forecast before the referendum result.

It is easy, therefore, to be even more concerned than we might have been about the cost of Brexit. The evidence that businesses are now beginning to produce to explain why they are falling back on investment decisions is perhaps not surprising, given that the Cabinet themselves cannot decide what kind of trading relationship they want with our European partners, and the truth is that ordinary households are paying the price. According to a report published this month by the Centre for Economic Performance, the impact of inflation and a weaker pound since the referendum means that the average worker has experienced a real-terms cut of nearly £450 in annual pay, the equivalent of a week’s salary. But, sadly, the Government march on, insisting that we will leave the customs union and the single market, and that no deal may well be an acceptable outcome.

Just recently, we have heard striking evidence from car manufacturers such as Honda about the potential cost of leaving the customs union. For some manufacturers, it will be up to £850,000 a year. Honda estimates that it would take 18 months for it to set up the warehouses and the procedures that it would need if Britain left the customs union, which the Government insist will happen in 17 months’ time. That is genuinely worrying for the future of jobs in this country.

The general election confirmed that there is no mandate for a hard Brexit, so even at this late stage I urge Ministers—and, if I may do so gently, those on my own Front Bench—to explore again soft Brexit options such as membership of the European economic area. Not only would that potentially allow new arrangements in respect of issues of concern to the British people such as judicial authority and freedom of movement, but it would, crucially, provide significant economic certainty for the future.

The second aspect of the Budget that I want to deal with is its failure to tackle the crisis in funding for public services. I found it striking, given the terrorist attacks that our country has experienced this year, that the Chancellor made absolutely no mention of additional funds for the police or, indeed, additional investment in tackling the ongoing threat of terrorism. Harrow has lost 173 police officers since 2010. Violent crime has risen, and knife crime in particular is up by 60%. There have been stabbings in both south Harrow and Harrow town centre, which is something that my constituency has not experienced for a considerable time. The fear of crime is therefore substantially on the increase.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
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My hon. Friend has mentioned police numbers and the rise in knife crime. The West Midlands has lost more than 2,000 policemen. How can knife crime, and other crimes for that matter, be tackled when a police force is being reduced? A more important point can be made about public services. Instead of telling the police, the fire brigades and the nursing and medical profession what they are doing, why do the Government not pay them a decent wage? Is that not the best way of thanking them for the services that they give?

Gareth Thomas Portrait Gareth Thomas
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I strongly agree with my hon. Friend. It worries me that the Government have chosen to do nothing about the real threat of a further loss of 3,000 to 4,000 police officers, which the Metropolitan Police Commissioner, Cressida Dick, has said will happen if there is no increase in the Met police budget. As a consequence of the lack of funding, Harrow will be merged with Barnet and Brent. Barnet’s burglary rates have increased substantially of late, and Brent has a significant gang problem. Many of my constituents understandably fear that police will be taken out of our borough to deal with problems in the two other boroughs, and that crime in Harrow will not be tackled in the way that they might have hoped.

In the national health service, I think it significant that the extra resources that both the King’s Fund and the head of the NHS said were necessary have not been provided. There has been some uplift, and I obviously welcome that, but it is striking that just last year, 2.5 million people waited for more than four hours in accident and emergency departments, compared with the 350,000 when Labour left office, and 4 million people are currently on the waiting list for treatment in an English hospital.

Northwick Park Hospital, which serves my constituency, is the second-busiest trust in London, following the Government’s decision to close the A&E departments at Hammersmith Hospital and Central Middlesex Hospital. In my constituency, we worry that Ealing Hospital’s A&E is also due to close. Our trust ended the last financial year some £60 million in deficit with an underlying deficit of almost £100 million, and it is expected to make savings of £50 million in the current financial year, which the leadership of the trust says is an unprecedented challenge, so hon. Members can understand why my constituents will be deeply worried about the implications of this Budget for their hospital.

Similarly, many schools in my constituency are under considerable financial pressure, having to not fill teaching assistant vacancies and replacing experienced staff who leave with newly qualified teachers. The Budget does nothing to address those problems, and there is nothing on the financial crisis in adult social care or on the increasing crisis facing children’s services.

Lack of time prevents me from picking up the challenge that the right hon. Member for Sutton Coldfield laid down—a debate on how one reforms capitalism—but there might be potential in a series of co-operative and mutual solutions. We particularly need an increase in co-operative housing, and I think that the Royal Bank of Scotland should be converted into a building society. Far more also needs to be done to encourage an increase in energy co-operatives to challenge the dominance of the big six players.

Local Government Finance

Debate between Jim Cunningham and Gareth Thomas
Wednesday 22nd February 2017

(7 years, 8 months ago)

Commons Chamber
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Gareth Thomas Portrait Mr Thomas
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I commend the hon. Lady, who has been a brave voice on the Government side in raising this issue.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
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My hon. Friend was right when he said that even if local authorities are allowed to raise this money, in the longer term, by 2021, it will not cover the costs, because there will be a deficit nationally of more than £2 billion. If we take Coventry and Warwickshire, by 2021, there will be deficit of £33 million. That shows the scope and scale of the problem.

Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

My hon. Friend has taken a number of opportunities of late to champion his local authority in the difficulties that it faces—not only for now, but in the long term. The situation he describes in Coventry is mirrored up and down the country. It is time that Ministers grasped the seriousness of the situation.

The LGA has made clear that the continued underfunding of social care is making it impossible for many local authorities to fulfil their legal duties under the Care Act 2014, leaving open the prospect of a whole series of costly court challenges. It is true that some money, £240 million, has been switched from the new homes bonus to fund social care, but when serious analysts suggest that £1.3 billion is needed urgently now to stabilise the social care system and that the funding gap for social care is expected to reach £2.6 billion by 2020, it is difficult to find anyone, even in the Government’s own party, who thinks Ministers are on track to sort the social care challenges that our country faces.

--- Later in debate ---
Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

Let me gently suggest to the right hon. Gentleman that he might like to think about the adequacy of the funding for services that are needed in that area. I suggest that, in that spirit, he might recognise the accuracy of the figures that I have just given.

Jim Cunningham Portrait Mr Jim Cunningham
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Between 2010 and 2020, Coventry’s Government grants will have been cut by 50%. The Government are shifting responsibility for grants on to local authorities. Let me put it another way: Coventry will have lost £655 million, and in that respect it will be typical of local authorities throughout the country.

Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

My hon. Friend has made a good point. That is all the more reason for continuing to hold the Government to account for their decision to axe revenue support grant in full under the Local Government Finance Bill.

What this settlement also does not address are the huge pressures that councils face as a result of rising homelessness and temporary accommodation costs, as well as rapidly increasing children’s social care costs. Rough-sleeping rates fell to historical lows under Labour; they have more than doubled since 2010. The number of social homes being built is at the lowest level on record. With more than 1 million people on social housing waiting lists, councils’ spending on housing families in temporary accommodation has gone up by 46%. Instead, Ministers are taking money away from councils through the new homes bonus. Ministers sing the praises of the new multi-year settlement as a way to give local government certainty, and then in their very first year make a late switch, leaving many councils with an unplanned gap in their budgets.

No area of England has been spared from cuts to services. The doors have shut on libraries, day centres and care homes. Bus services, leisure centres and youth centres have all closed or had their hours and range of services restricted. Women’s refuges have been axed, funding and contracts for local charities taken away. Advice services have gone. Investment in parks and street cleaning has been sharply reduced. All these services and others, treasured by local communities, or vital lifelines for vulnerable residents, have been cut.

This funding settlement will mean that the people of England are left with worse public services. It will deepen the divide between those parts of the country that are well-off and those that rank highest for deprivation. It is a settlement that will not remotely begin to tackle the social care crisis, and it will hit the pockets of those struggling to balance their budgets particularly hard. And it does not tackle the long-term problems facing councils from an increasing dependence on business rates. England deserves better, and that is why we will be voting against this report.

Local Government Funding: Birmingham

Debate between Jim Cunningham and Gareth Thomas
Tuesday 13th December 2016

(7 years, 11 months ago)

Westminster Hall
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Gareth Thomas Portrait Mr Gareth Thomas (Harrow West) (Lab/Co-op)
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I am grateful for the opportunity to take part in this debate. I congratulate my hon. Friend the Member for Birmingham, Selly Oak (Steve McCabe) on securing it, on making such a detailed, determined and effective speech on behalf of his constituents and on defending his city as he did. I also acknowledge the contributions of my right hon. Friends the Members for Birmingham, Edgbaston (Ms Stuart) and for Birmingham, Hodge Hill (Liam Byrne), and my hon. Friends the Members for Birmingham, Erdington (Jack Dromey), for Coventry South (Mr Cunningham), for Birmingham, Yardley (Jess Phillips), and for Birmingham, Hall Green (Mr Godsiff), who supported my hon. Friend the Member for Birmingham, Selly Oak today and who each sought to defend and make the case for the people of Britain’s second city.

My hon. Friend the Member for Birmingham, Selly Oak set out the scale of the cuts that have hit Birmingham —some £90 million in 2016-17 in total. After Liverpool, Birmingham is the local government area hit hardest by the Government’s funding cuts: some £750 million has been cut from its budget since 2010. He went on to point out very powerfully the failure of the Conservatives to ensure any transitional funding at all for Birmingham in last year’s settlement. Conservative-led Surrey got £12 million and Hampshire got £19 million; those are just two examples, alongside the others he mentioned, of areas that benefited from the transitional funding package, while his city—one of the biggest and most significant local authority areas in the UK—got nothing at all.

I will come back to some of my hon. Friend’s opening remarks, but let me first dwell on the contribution of my hon. Friend the Member for Birmingham, Erdington. He referenced the impact of local authority cuts on homelessness in Birmingham, and particularly on young people suffering homelessness. He noted the work of 14 charities in Birmingham that support their Members of Parliament today in demanding a better settlement for Birmingham and in praising the efforts of the council to protect the most vulnerable in challenging times.

Jim Cunningham Portrait Mr Jim Cunningham
- Hansard - -

I do not want to detract from the bigger issue of Birmingham, but I am sure that my hon. Friend knows that other local authorities in the west midlands are experiencing exactly the same cuts to public services—youth services, libraries, teachers, education budgets, social services, you name it.

Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

My hon. Friend widens the debate to the impact of cuts in funding on local authority areas throughout the west midlands. He could also have widened it to underline the cuts in funding that all English local authorities have suffered since 2010. In that context, Thursday’s local government finance settlement will be particularly important, not only for Birmingham and for local authorities in the west midlands but for the whole of England.

If he will forgive me for saying so, my hon. Friend interrupted my praise for the contribution of my hon. Friend the Member for Birmingham, Erdington, who underlined a number of points made by my hon. Friend the Member for Birmingham, Selly Oak about the need for further improvements in areas for which the council is responsible. He said quite rightly that that is absolutely no justification for the scale of cuts that various local government Ministers have demanded of Birmingham’s public services.

My hon. Friend the Member for Birmingham, Yardley made particularly powerful points about the impact of local authority funding cuts on the many victims of domestic abuse in Birmingham. She backed up the comments of my hon. Friends the Members for Birmingham, Selly Oak, and for Birmingham, Erdington on the impact of homelessness in Birmingham and the lack of available support. She underlined the significance of Birmingham’s social care funding crisis, which we will particularly need to focus on when the local government finance settlement is debated on Thursday. She went on to widen the debate from services directly funded by local authorities to other public services. She spoke about the impact on children in our schools of the real-terms cuts in schools funding. My hon. Friend the Member for Birmingham, Selly Oak referenced the impact of other aspects of the funding cuts on the national health service and the police.

My hon. Friend the Member for Birmingham, Hall Green made a series of important points about the impact on youth services, which, when they exist, can offer alternatives to crime and radicalisation. He underlined the concern expressed by my hon. Friend the Member for Birmingham, Selly Oak about the scale of the cuts in youth services that Birmingham City Council has had to push through because of the loss of funding.

Before the debate, we had the chance to read some of the comments made to the media by the chief executive of Birmingham City Council, Mark Rogers. It is impossible for anybody who has read his comments to doubt the veracity of my hon. Friends’ contributions today. He spoke about the

“catastrophic consequences for some people”

in the city of Birmingham of years of cuts that have forced it to slash funding for key services for vulnerable people. He said that the council had

“just two youth centres”

left and that the

“youth service has all but gone.”

The article also states that, according to Mr Rogers,

“homelessness prevention services had been cut by so much that rough sleeping had quadrupled”.

Understandably, he is worried about the impact of cuts in funding on social care and about how fewer elderly people are now eligible for care at home. He is expecting to have to implement £113 million of cuts in 2017-18, on top of the cuts that have been made since 2010. In the context of the much-debated social care crisis, which many Members on both sides of the House have underlined to the Government, the fact that Birmingham is having to look at taking almost £30 million out of its adult care budget will be profoundly worrying to anyone who knows people who are elderly, in need of care or vulnerable in other ways.

We already know from the letter that Ministers sent to councils last year with the details of their funding settlement that the Government increasingly expect councils such as Birmingham to increase council tax by as much as 20% by 2020. Across the country, that is equivalent to an increase in average band E of about £300 a year by 2020. Effectively, the people of Birmingham are being expected to pay 20% more in council tax while getting dramatically lower levels of service. Will they get better street cleaning? Will their bins be emptied more regularly? Will they have a better chance of seeing the elderly people they love get better care? Sadly, the brutal truth is that the quality of services is going down as the Government seek to continue to cut funding.

We are told that Ministers are no longer talking about austerity, but the brutal reality of the cuts in funding that Ministers are still making is that public services will continue to decline. We hope for something different when the local government finance settlement is announced on Thursday.

Summer Adjournment

Debate between Jim Cunningham and Gareth Thomas
Thursday 18th July 2013

(11 years, 3 months ago)

Commons Chamber
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Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
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When I applied to speak in this debate, I was not aware that I would secure a meeting, along with my right hon. Friend the Member for Coventry North East (Mr Ainsworth), with the Minister of State, Department for Culture, Media and Sport, the right hon. Member for Faversham and Mid Kent (Hugh Robertson). I therefore intend to be conciliatory in speaking about what has happened to Coventry City football club.

Many people will be aware of the long-running dispute between Coventry City football club and the owners of the stadium in Coventry, the Ricoh arena. We had a debate earlier this year on the matter so we need not go into the details of the dispute again. I also raised the matter earlier during Question Time.

The situation has developed and matters have come to a head. Coventry City FC is now due to play its home games at the Sixfields stadium in Northampton. Neither I nor the people of Coventry have anything against Northampton and I am sure that it is an excellent stadium. However, the fans will have to make the round trip at great expense, which will be beyond many of them financially. Coventry has been the home of the club since it was founded and I am sure that Members can imagine the great disappointment among Coventry fans and residents that the club is having to leave its home city.

I want to make three points. First, I understand that all sides in the dispute are having a good deal of difficulty in having productive negotiations. I do not wish to go into the reasons why that might be. However, I believe that it is vital to bring all sides of the dispute to the negotiating table. A compromise arrangement can still be thrashed out that would enable the club to continue playing at the Ricoh arena. I am only asking for a temporary solution to be found until a long-term solution can be reached. I call on all the parties involved to put aside their grievances and work constructively together to see whether an interim agreement can be reached.

I believe that the sports Minister is well placed to mediate in the dispute and I have called on him to do so. Earlier today, my right hon. Friend the Member for Coventry North East and I had a productive meeting with the Minister in which we put across our views on the situation. I obviously respect the privacy of that meeting, but I will just say that we now know that he will certainly be talking to the Football League.

Time is running out before the season begins and I hope that the discussions will ensure that the club stays in Coventry.

Gareth Thomas Portrait Mr Gareth Thomas (Harrow West) (Lab/Co-op)
- Hansard - - - Excerpts

If I am lucky enough, like my hon. Friend, to catch the eye of the Chair, I hope to make some broader points about the power of football supporters within their clubs. Does he agree that the supporters of Coventry City, who are organised through the Sky Blue Trust, have done a sterling job in supporting him and my right hon. Friend the Member for Coventry North East (Mr Ainsworth) in campaigning for Coventry City to be able to play within the bounds of the Coventry conurbation?

Jim Cunningham Portrait Mr Cunningham
- Hansard - -

I certainly pay tribute to the fans of Coventry City. They have had great patience and have given me and my right hon. Friend the Member for Coventry North East a lot of support. I cannot praise them highly enough. They are now in the situation of having to travel 70 miles to a stadium outside Coventry, which will cost a significant amount. With the economic situation these days, people are finding it hard to make ends meet, to say the least. The fans have been very loyal to the club over many years, in good times and in bad.

Secondly, the Football League has given approval for the club to play at Northampton. I understand that that might be contrary to the Football League’s own regulations, but we will have to wait and see about that. I disagree with the decision to grant approval because I do not believe that all avenues of negotiation have been exhausted. Until a week ago on Monday, I thought that there was a very good chance that we would make progress with the three main parties in the process. However, when the Football League gave its approval, that took the pressure off all sides to get together and resolve the situation. That was a weapon that the league could and should have used.

I believe that there should be an inquiry into whether the Football League’s regulations have been fully complied with. However, if we assume that they have been complied with, it is still shocking that the situation has reached this late stage without the Football League taking action. To let the situation unravel to the point where a football club cannot play in its home city without the league intervening seems to me to be ridiculous. There should be a review of the Football League’s regulations to ensure that cases such as this one and that of Wimbledon are not repeated.

Thirdly, on a related point, we all know how serious a problem debt can be for football clubs. Debt, rent disputes, company buyouts and takeovers can all be felt by the team and the fans. It is time for a review of the company law relating to football club ownership to take into account the fact that football clubs are not simply businesses. They are not commodities to be bought and sold to make a profit. They mean more than that to the players, the many people involved in a club and, importantly, the fans. It is a great shame when fans can no longer watch their team because of the financial decisions of a few business people. I believe that there should be a review of the law relating to football club ownership and clubs’ financial arrangements. It should not be possible to get into this sort of situation without anything improper or illegal occurring. At some point, Government regulations should prevent this late stage from being reached.

I hope that all Members who are present agree that urgent discussions are essential if a compromise is to be reached that will keep the club in Coventry next season. I urge all sides in the dispute to come together for the future of the club and I call on Ministers to consider carefully this issue and the changes that might prevent such a situation from occurring again.

Higher Education Fees

Debate between Jim Cunningham and Gareth Thomas
Thursday 9th December 2010

(13 years, 11 months ago)

Commons Chamber
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Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

I thought that the hon. Gentleman could do better than that.

This has been a particularly interesting debate because of the cross-party opposition to the Government’s proposals. It is a pity that the coalition Government could not be bothered to listen properly to the concerns of their Members of Parliament. The Secretary of State walked out as the hon. Member for Leeds North West got to his feet, and those on the Government Front Bench chuntered away as the hon. Member for Brigg and Goole spoke.

I agree with the Deputy Prime Minister on one thing: in the heat of the debate about the Government’s plans, some unhelpful myths have circulated. He should know, because it is he and the Prime Minister who have been peddling those myths. The pair of them are about to become Britain’s premier loan sharks: targeting those who are not well off, never letting people pay off their loans, always increasing the interest rates, and allowing no escape from the ever higher debts.

Jim Cunningham Portrait Mr Jim Cunningham
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Did my hon. Friend note that the Secretary of State refused repeatedly to give way to Labour Members during his speech and did not allow them to express their views?

Gareth Thomas Portrait Mr Thomas
- Hansard - - - Excerpts

I cannot criticise the Secretary of State for not giving way to those on the Front Bench. However, if we had had more time, as Labour Members sought from the Government last night, far more Members from all parts of the House could have intervened in the debate.