Oral Answers to Questions

James Gray Excerpts

Thursday 6th December 2012 Commons Chamber

[Mr Paterson]

I am grateful to the hon. Gentleman for his comments about those who have suffered so much in the recent floods.

The recent national planning policy framework is absolutely clear. It seeks to ensure that development is located away from flood risk wherever possible; that the development that is needed in flood-risk areas is safe and resilient; that flood risk is assessed so it can be avoided and managed; and that opportunities offered by new development are used to reduce the causes and impacts of flooding.

[Mr James Gray (North Wiltshire) (Con)]

The Secretary of State’s hon. Friend, the Under-Secretary of State, will have seen the heart-wrenching devastation caused by terrible flooding last weekend in the town of Malmesbury in my constituency. They were not new houses on flood plains; 500-year-old cottages on the verge of the river were particularly badly affected. The people there are badly affected by the fact that they cannot get contents insurance. What steps is the Secretary of State taking to enter into negotiations with the Association of British Insurers to reach a solution that will allow everyone, whether in flood-affected areas or not, to insure the contents of their houses?

[Mr Paterson]

I wholeheartedly concur with my hon. Friend’s comments about the real difficulties faced in Malmesbury, which was visited by my hon. Friend the Under-Secretary of State.

The first meeting I had outside the office was with the ABI in September, and we have been working closely in recent weeks. We are involved in detailed negotiations, as the statement of principles was always going to come to an end in 2013. We want to achieve a better system of insurance that is as comprehensive as possible, provides affordability, and is not a huge burden on the taxpayer. Those detailed negotiations are continuing. The ball is in the ABI’s court and we look forward to hearing from it shortly.