Oral Answers to Questions

Ian Blackford Excerpts

Wednesday 7th March 2018 Commons Chamber

[The Prime Minister]

I am pleased that my hon. Friend has raised the example of North West Leicestershire, and we are very happy to join him in acknowledging the example it is setting. Of course, the figures he quoted contributed to the 217,000 new homes built across the country last year, which was the best year bar one in the last 30 years in terms of the number of new homes, but there is more to do. That is why we have rewritten the planning rules and had measures in the Budget to make money available and help people on to the housing ladder through the Help to Buy scheme. Once again, as he mentioned, it is the Conservatives in government who are delivering the homes that people need.

[Ian Blackford (Ross, Skye and Lochaber) (SNP)]

On 6 February, the Royal Bank of Scotland announced that 10 branches earmarked for closure were to be given a reprieve, subject to a review at the end of the year. Will the Prime Minister join me in calling on the Royal Bank of Scotland to do what it can to encourage people to open accounts and make sure these branches are sustainable?

[The Prime Minister]

As the right hon. Gentleman knows full well, the opening and closing of branches is a commercial matter for the Royal Bank of Scotland. He asks me to call on people to open accounts and use the branches, but of course one reason bank branches are closing is that more people are choosing not physically to go into them but to bank on the internet. It is up to customers to decide what banking arrangements suit them.

[Ian Blackford]

I remind the Prime Minister that we own the Royal Bank of Scotland and that she ought to be holding the company to account. I had a phone call from a constituent of mine, an Angus Sutherland, who phoned the Royal Bank of Scotland yesterday wanting to open accounts for himself and his family. Rather than opening them in the local branch in Kyle, which is one of those earmarked for reprieve, he was told to approach a branch elsewhere. It is outrageous that the Royal Bank of Scotland is undermining the ability of these branches to stay open. Will she finally call in the chief executive, Ross McEwan, and tell him that this behaviour must end?

[The Prime Minister]

The right hon. Gentleman has raised these questions before. I would have thought, given his background, that he would understand that these decisions are taken by commercial organisations and that it is not for the Government to tell people what sort of accounts to have or in which branches to open them. We take steps to ensure that where there are branch closures, other facilities are available; that is why we have the agreement with the Post Office to provide additional ability for people to use services through the Post Office. It is not right for him to suggest, that the Government should be telling people where to have their bank accounts and how to hold them. There are commercial decisions for banks on bank branches, and there are decisions for individual customers on their own banking arrangements.