Oral Answers to Questions

Ian Blackford Excerpts

Wednesday 13th December 2017 Commons Chamber

[The Prime Minister]

I am very happy to join my hon. Friend in congratulating Isabelle on receiving the award, on her sporting achievements and on her incredible bravery; she is an inspiration to us all.

My hon. Friend mentioned that she was one of those who campaigned for the meningitis vaccine. Meningitis can be a devastating disease, which is why we have taken steps to increase the availability of the vaccine. In September 2015, we became the first country to have a national meningitis B vaccination programme. As my hon. Friend says, she contributed to the work on that. It is, of course, necessary that Public Health England continues to raise awareness of the symptoms. Its campaigns are reaching hundreds of thousands of parents. The NHS has been running a programme to vaccinate teenagers, school leavers and university freshers against four different strains of meningitis. My hon. Friend can be pleased with the impact that she has had and the work she did on the issue.

[Ian Blackford (Ross, Skye and Lochaber) (SNP)]

In 2008, we collectively bailed out the Royal Bank of Scotland at a cost of £45 billion. In 2017, the Royal Bank of Scotland is paying us back by turning its back on 259 of our communities. Given that we are the majority shareholder, will the Prime Minister step in and tell the Royal Bank of Scotland to stick to its commitment and not to close the last bank in town?

[The Prime Minister]

As I think the right hon. Gentleman knows, the decision to open and close branches is a commercial decision taken by the banks without intervention from the Government, but we do recognise the impact that such decisions have on communities. The Secretary of State for Scotland raised the concerns that the House has expressed on the issue in his meeting with RBS. Of course, more people are banking online, which has an impact, but we want to ensure that all customers—especially vulnerable ones—can still access over-the-counter services. That is why we have established the access to banking standard, which commits banks to carrying out a number of steps before closing a branch. The Post Office has also reached an agreement with the banks that will allow more customers than ever before to use Post Office services. We recognise the importance of such services to communities and have acted in a number of ways.

[Ian Blackford]

If the Prime Minister recognises the importance of this, she should be summoning Ross McEwan in to see her and making it clear that we will not accept towns and villages up and down the United Kingdom losing banking services. There are 13 towns in Scotland where the last bank will be going. This is not acceptable. It is about time the Prime Minister accepted her responsibilities. Will she summon Ross McEwan, and will she tell the Royal Bank of Scotland this must be reversed?

[The Prime Minister]

Decisions on opening and closing branches are a commercial matter for the banks. As I say, this is an issue that the Secretary of State has raised with Royal Bank of Scotland. What is important is that services are available to individuals. That is why those are being provided, and alternatives are available. But I also say to the right hon. Gentleman that, actually, an awful lot more people are banking online these days, not requiring the use of a branch. We want to ensure that vulnerable customers, particularly, who do not have access to online banking, are able to have services provided. That is precisely what we are doing through the access to banking standard and the work with the Post Office.