Pensions Bill

Debate between Hywel Williams and Anne Begg

Tuesday 29th October 2013 Commons Chamber

[Dame Anne Begg]

I think that may have been the problem with this Government and with the previous Government. Any Government who come in do not want to do it. The Select Committee’s straightforward recommendation was that the new system should not contain the same anomaly as the old system. I still stand by that. I hope the Government are listening and will change their mind and I suspect that the House of Lords will have quite a lot to say on this subject.

[Hywel Williams (Arfon) (PC)]

Let me say first of all that I support amendment 1, which I was very glad to put my name to.

My new clause 13 delays introducing part 2 until the Secretary of State has reported an assessment of the differential effects and impacts of the pensionable age in England, Wales and Scotland. People are now living longer and the better-off live longer than the worse-off, who work more years and start working earlier. The latest evidence suggests that the gap is widening and that is certainly the case as regards the differences between England and Wales. Wales has the lowest gross value added of the UK nations and regions. Welsh workers in general are less able to save for their pensions, which means that many people in Wales are reliant on the state pension. Life expectancy in Wales is also lower than it is in England. In my constituency, life expectancy is 78.3 years for men whereas in Dorset it is 83 years. Wales also has the appalling legacy of large-scale de-industrialisation and subsequent long-term worklessness. That means that many people have broken employment records and a disproportionate number might not qualify for a pension because of their lack of contributions.

The Government have stated that they intend to review changes in life expectancy every five or six years, and I think Lord Turner suggested that they did so every seven years. I have proposed a new clause to encourage Ministers to ensure that the panel reviewing life expectancy looks further and also considers Britain’s human geography of low incomes, no incomes, long-term unemployment, sickness and disability. That broader inequality must be addressed, as it will certainly persist.

Universal Credit

Debate between Hywel Williams and Anne Begg

Wednesday 6th March 2013 Commons Chamber

[Dame Anne Begg]

The figures the Committee received vary greatly. We were told that as many as 80% of claimants might struggle with some of the IT and that as few as 20% would not have internet access. Although some people might be able to use Facebook and other social media sites, that is quite different from making a claim that, by its nature, has to include very personal information. Many people who do not have a computer at home might not be able to use computers in the public domain, such as those in internet cafes, because of security issues. There are many questions about access to computers and IT.

[Hywel Williams (Arfon) (PC)]

Does the hon. Lady share my concern about the difficulties that people in extremely rural areas might experience, because their rural deprivation will be compounded by the introduction of the IT system?

[Dame Anne Begg]

Perhaps the Minister would like to answer on that point. The Government said in their response to the Committee’s report that there will be a telephony system, which is good to know, although I understand that there will be no paper application form, so no one can phone up to request one. They expect about 45% of initial claimants to use that system to complete their claim. However, the person at the other end of the line will be using the same interface that online claimants see, so it will have to be designed in a way that works and is easy to understand. Access to a computer is one thing, but the customer-facing interface must also be easy to understand.