Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Monday 24th April 2023 Commons Chamber

[Guy Opperman]

A whole host of things are being done on in-work progression. More importantly, vacancies have fallen for nine successive quarters, employment is up, the claimant count is down, economic inactivity has fallen, and disability employment is up. All those things are helping the hon. Lady’s constituents, and all other constituents up and down the country.

[Stephen Crabb (Preseli Pembrokeshire) (Con)]

I strongly support the efforts that my hon. Friend is making to boost in-work progression. After all, the original vision behind universal credit was to see more people on benefits earning more and increasing their income over time. Does he agree that one key to the success of this, alongside tailored and relevant training, is better contracts? Research seems to show that a claimant on a permanent contract does significantly better with in-work progression than those on zero-hours or temporary contracts.

[Guy Opperman]

My right hon. Friend makes a number of very good points. He is a former Secretary of State in this Department, and has great wisdom on this issue. The main thing that the Department is doing is providing the in-work progression offer, which assists people who are in work and trying to progress to greater hours and full-time work. We are also fully in support of greater training, whether through sector-based work academies or the skills bootcamps, to allow people to have permanent long-term contracts, and enable them to thrive and survive in a better way.

Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Monday 7th February 2022 Commons Chamber

[Stephen Crabb (Preseli Pembrokeshire) (Con)]

This Government have a very good track record when it comes to protecting pensioners against poverty, not least through the state pension triple lock and the pension credit. However, will the Minister sit down with his colleagues the Employment Ministers and look at participation rates in the workforce among older workers? Some estimates suggest that there are now around 200,000 fewer older workers in the economy than there were pre pandemic. It is important that we bring out all the skills in the economy, not least to fill some of the employment gaps.

[Guy Opperman]

My right hon. Friend makes a very good point, as he should do, being a former Secretary of State and very wise on these issues. The Under-Secretary of state, my hon. Friend the Member for Mid Sussex (Mims Davies), has set out the “50 PLUS: Choices” programme and the amazing package of work that is available to people over the age of 50 who wish to return to the workplace. I am certain that if my right hon. Friend was to sit down with her, and other colleagues, there would be much that we can do in this particular space.

Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Monday 9th March 2020 Commons Chamber

[Guy Opperman]

As the hon. Gentleman knows, we frankly speak far too often—virtually on a weekly basis —to ensure a cross-party approach to pensions policy. He is right that automatic enrolment was conceived under a Labour Government, implemented under the coalition and brought forward by the Conservatives. I accept that 8% is not enough going forward, but we await the 2017 review, the implementation of that review and further discussions on an ongoing basis.

[Stephen Crabb (Preseli Pembrokeshire) (Con)]

This Government need to demonstrate that they stand on the side of self-employed people. Given that millions of self-employed people are not saving enough for their retirement, what update can the Minister provide the House on the incentives and encouragement we are providing for self-employed people to pay into a pension?

Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Monday 7th October 2019 Commons Chamber

[Guy Opperman]

As the hon. Gentleman is aware, there is a managed migration pilot in Harrogate, where we are learning lessons, and I take on board the points he makes. That completes at the end of 2020 and, obviously, everyone not in the pilot stays on the legacy system as it currently runs.

[Stephen Crabb (Preseli Pembrokeshire) (Con)]

One important way for people on UC to build their financial resilience is through regular saving, although that can feel incredibly difficult for those on lower incomes. Does the Minister agree that the Government’s Help to Save scheme, which is precisely for people on tax credits and UC and which provides a 50% bonus on their savings, is a really important tool?

Pensions Auto-enrolment

Debate between Guy Opperman and Stephen Crabb

Wednesday 28th February 2018 Westminster Hall

[The Parliamentary Under-Secretary of State for Work and Pensions (Guy Opperman)]

My right hon. Friend makes a crystal clear point about the tipping point that we will all reach at a certain stage of our lives. Does he agree that a pensions dashboard that provides greater transparency and access, and a mid-life MOT whenever we judge our mid-life is—between our 45th birthday and our 50th birthday is the optimum time for that reassessment to take place—will address the point he rightly makes?

[Stephen Crabb]

I agree with everything my hon. Friend says. Pension freedoms are great, but we want people to be well informed and educated about the consequences of the choices that will be available to them, particularly when it comes to drawing down large cash lump sums from their retirement pots.

Low opt-out rates are part of the success story of auto-enrolment, but let us not be complacent about them. So far, contribution rates have been very low. Those rates will go up this April and again in April 2019. Despite all the positive effects of increasing the minimum wage and raising the personal allowance threshold for income tax, there will be people on lower incomes who feel a financial pinch in their take-home pay, and opt-out rates may increase as a result. I encourage the Minister to monitor what goes on in response to the increase in contribution rates and to be ready to reinforce the strong positive messaging about the importance of employers and employees sticking with their pension arrangements so that they do not see that increase as a reason to get energised and look at actively opting out of the system.

My hon. Friend the Member for Chippenham mentioned young people. I strongly welcome the Government’s indication that they will look to lower the minimum age threshold to 18, but why 18? If 16 and 17-year-olds are working and earning £10,000 or more, why should they not also be captured by auto-enrolment and benefit from it? No 16, 17 or 18-year-old should leave school without basic education in what auto-enrolment is all about and without being equipped to make good decisions.

Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Wednesday 3rd December 2014 Commons Chamber

[Stephen Crabb]

My hon. Friend is right. The employment allowance has been a huge success for small businesses up and down Wales. There is a responsibility not just on Government but on all of us as Members of Parliament to champion that project and to tell businesses in our own constituencies how they can benefit from the allowance.

[Guy Opperman (Hexham) (Con)]

14. It is clear that the successful investment summit in Newport brought in overseas investors and created jobs as part of the long-term economic plan. Does the Secretary of State agree that we should have a northern powerhouse investment summit—and if they like, the north Welsh can come too?

[Stephen Crabb]

I agree wholeheartedly with my hon. Friend. The northern powerhouse represents an exciting vision for economic and civic renewal in the north of England, and it poses huge opportunities and potential for north Wales too.

Oral Answers to Questions

Debate between Guy Opperman and Stephen Crabb

Wednesday 28th November 2012 Commons Chamber

[Guy Opperman (Hexham) (Con)]

12. What steps he is taking to tackle fuel poverty in Wales.

[The Parliamentary Under-Secretary of State for Wales (Stephen Crabb)]

The Government are committed to tackling fuel poverty and helping people in Wales and across the UK, and especially those in low-income vulnerable households, to heat their homes more affordably.

[Guy Opperman]

I thank the Minister for that answer. The Office of Fair Trading looked at fuel poverty in both Wales and Northumberland. Does the Minister agree that the energy reforms will bring about real change for hard-pressed consumers?

[Stephen Crabb]

I absolutely agree with my hon. Friend. The Government cannot, of course, control volatile energy prices on the world markets, but what we can do is ensure that consumers in the UK get access to the very best deals on their energy bills. That is what we are committed to doing, as demonstrated by last week’s announcement by my right hon. Friend the Energy Secretary.