Loneliness and Local Communities

Debate between Gloria De Piero and Rachel Reeves

Wednesday 15th November 2017 Westminster Hall

[Rachel Reeves]

Absolutely. I met a group of befrienders in Bramley in my constituency. They talked about the impact that their befriending has on those people whom they support but also the real impact that building those connections has had on their lives.

As we all know, loneliness is bad for our mental health, but it is bad for our physical health as well. Research suggests that loneliness is worse for us than obesity, in terms of mortality, and that being acutely lonely is as bad for someone’s health as smoking 15 cigarettes a day. Just last month, Helen Stokes-Lampard, head of the Royal College of General Practitioners, said that loneliness can be as bad for someone’s health as a chronic long-term condition.

[Gloria De Piero (Ashfield) (Lab)]

Will my hon. Friend give way?

[Rachel Reeves]

I will give way to my hon. Friend, who no longer smokes.

[Gloria De Piero]

It is close to Christmas, which can be a particularly difficult time for those who are lonely and alone. I celebrate the Kirkby Christmas lunch, which is the brainchild of somebody called Pip Forbes in Kirkby. It brings people together, spreads festive cheer and gives them a Christmas to remember. I put on the record my thanks to people such as Pip Forbes who are addressing this.

[Rachel Reeves]

I know my hon. Friend is a proud champion of the people of Ashfield and the people there who do so much work in our communities. The reality is that, without work like that by her constituent and others, more people would feel lonely at Christmas and throughout the year.

The truth is that loneliness could be killing us, but no one is talking about it. However, somebody talked about it: our friend and former colleague, Jo Cox. Jo said that loneliness was an urgent but solvable issue. Jo came into Parliament in 2015 wanting to do something about so many issues, including loneliness. For Jo, it was personal. Jo’s grandfather was a postman in Cleckheaton, and as a young girl during her holidays, Jo used to accompany her grandfather on his rounds. She realised that, for many people, her grandfather was the only person they saw that day.

Later, when Jo went to university, she experienced loneliness. Most of us will remember Jo as a confident, fun-loving person who was always full of life and energy, but it was not always like that for her. When she went to university, away from her friends and family and, particularly, from her sister, Kim, whom she was so close to, Jo too felt the chronic loneliness we are talking about.

Unauthorised Overdrafts

Debate between Gloria De Piero and Rachel Reeves

Wednesday 8th February 2017 Westminster Hall

[Rachel Reeves]

My hon. Friend has done a lot of work in this area, both as a Member of Parliament and before she came to this place, and she is absolutely right. I will come on to the difference between caps on overdraft charges and those on payday lending.

Research published today by Which? found that consumers needing as little as £100 could be charged up to £156 more by some major high street banks than the Financial Conduct Authority allows payday loan companies to charge when lending the same amount for the same period. For example, Which? compared the cost of borrowing £100 for 30 days and found that some high street banks’ unarranged overdraft charges were as much as seven and a half times higher than the maximum charge of £24 on a payday loan for the same period. And because bank overdraft charges apply to monthly billing periods, not the number of days money is borrowed for, consumers who need £100 could pay up to £180 in fees if they borrow over two calendar months from their high street bank in the form of an unarranged overdraft.

[Gloria De Piero (Ashfield) (Lab)]

A constituent of mine was made redundant and wanted to get back on his feet, so he set up a small business—a soft play area for kids, which was essentially a cash business. For every direct debit he paid, he had to pay 40p. For every automated debit and every internet payment, he had to pay 40p. Every time a payment was made to his account, the charge was 22p, and for every £100 paid to his account, he was charged 66p. Those are obscene amounts for what is essentially a cash business. I thank my hon. Friend for allowing me to put that on the record.

[Rachel Reeves]

I thank my hon. Friend for speaking on behalf of her constituent. We have all experienced people in our patches being ripped off by banks. Frankly, that is not what people expect. They expect to be able to trust their high street bank to give them a good deal and treat them fairly, yet in my hon. Friend’s constituent’s case, that just is not happening.