(3 years, 9 months ago)
Commons ChamberI will not, because time is short and so many Members want to get in; I apologise to my hon. Friend.
Last time, I asked what direct contact Ministers had had with the Association of British Insurers, the building societies and the banks, because without their help, we are unable to deal with the negative equity and resale problems that are at the heart of so much of the distress we find. I know from talking to so many of my constituents about this issue that they appreciate that the Government have already come a long way. They are very grateful for taxpayer support. The problem is that we need more details, and for real-time issues, we need real-time solutions. Urgency is the key.
I am grateful to colleagues in the other place for the opportunity to reconsider amending this Bill. I also thank the hon. Members for Stevenage (Stephen McPartland), and for Southampton, Itchen (Royston Smith), for their perseverance in holding the Government to account over this cladding scandal.
Much has been said in this Chamber about why leaseholders should be protected from fire safety remediation costs, and I could repeat the long list of powerful arguments that colleagues from across the House and I have put to the Government, but instead I draw on the experiences of those whose voices are not often heard in this debate, and in particular want to mention the problems faced by disabled leaseholders. I pay tribute to the work of the Leaseholder Disability Action Group in highlighting them.
For many disabled constituents in Vauxhall, the difficulty finding accessible homes in London means that, where possible, they choose to invest in a property that they view as a potential property for life.
In many instances, shared ownership with a housing association is an affordable option for those who do not have enough for a large deposit or even a mortgage. Many disabled leaseholders will have spent thousands of pounds adapting their flats to suit their needs, including with bathroom and kitchen adaptations, which will often have been funded through local authority disabled grants. But like so many leaseholders caught up in this crisis, they are now facing the additional burden of remediation costs, on top of other fire safety measures, putting them at risk of bankruptcy and losing their home for life. What is more, we know that disabled people are less likely to have the savings or income to meet unforeseen bills, and these are all subject to means-testing. This cannot be right. The important amendment before us this evening would help to end this nightmare for all leaseholders, so I urge all colleagues across the House to join me in voting for it.