Rural Banking Services

Debate between Fay Jones and James Gray

Tuesday 20th July 2021 Westminster Hall

[Robin Millar (Aberconwy) (Con)]

I thank my hon. Friend for securing this debate. She could well be describing Aberconwy: it is beautiful and rural, and it has trouble with broadband and, unfortunately, the withdrawal of banking services. In my constituency, the experience of the residents and small businesses of Llanrwst is that first they saw banking and counter services withdrawn from the town and going down the coast to Llandudno, and they were told that they could travel to Llandudno. Now, they hear that the counter services in Llandudno are closing, at some banks, and moving further along the coast. These are areas that do not have the benefit of extensive public transport, so it is physically difficult to move from the valley to the coast—

[James Gray (in the Chair)]

Order. Interventions must be brief. I call Fay Jones.

[Fay Jones]

I completely agree with my hon. Friend the Member for Aberconwy (Robin Millar), too. I will cover later in my speech the issues that have been raised. They are common issues, and that is why we all need to work together. This involves not just the UK Government, but the devolved Administrations in Cardiff, Edinburgh and Northern Ireland.

This proves the point that cash is extremely important. The Lloyds group talks about a group of 3 million cash-critical people. These are not the people that we might expect: 41% of this group are aged between 35 and 54; they earn less than £20,000 a year; and they often rent their home or live in social housing. Therefore, we are not just talking about the elderly, the vulnerable and those who live on their own. We need to ensure that this extremely important group in society has access to cash.

Let me turn to my ask of Government. As I have mentioned, the Government have taken some really positive steps towards addressing the challenges, and there is currently a consultation open on access to cash. The proposals include the Treasury granting powers to require certain firms such as retail banks to provide deposit and withdrawal facilities for customers within certain distances, and the Financial Conduct Authority would have oversight for monitoring and enforcing those requirements. I very much welcome that. Those proposals suggest that the Government are introducing a legal guarantee for consumers and businesses to be able to withdraw and access their cash. That is absolutely what we need. I think that the point about certain distances will be critical for people in my constituency of Brecon and Radnorshire. We are the largest constituency in England and Wales—the constituency is bigger than Luxembourg—and I urge my hon. Friend the Minister to bear that in mind as the consultation goes forward. I will certainly respond to it, but it is imperative to remember that miles are not the same in urban areas as they are in rural areas.

Brecon has four banks, and that is great news, but Ystradgynlais, the largest town in my constituency by population, has only one. Builth Wells has one. Hay-on-Wye, as I have said, has none. Crickhowell has none. Rhayader has none. Knighton has none. Since the mid-1990s, the number of bank branches in the UK has been falling steadily.

UK Armed Forces: Wales’s Contribution

Debate between Fay Jones and James Gray

Tuesday 25th February 2020 Westminster Hall

[Fay Jones]

I thank my right hon. Friend for that important point, and completely associate myself with her comments.

Wales supports the UK armed forces through all three services. More than 60 Ministry of Defence establishments and bases are currently in operation in Wales. RAF Valley in the constituency of my hon. Friend the Member for Ynys Môn (Virginia Crosbie) supports pilots from across the UK with low-flying and fast-jet training, in addition to the search and rescue operations undertaken from that base. Similarly, HMS Cambria near Cardiff is the location of the only Royal Navy reservists in Wales.

My constituency is home to a number of important military sites, particularly Sennybridge training area, which has been used to train soldiers since the outbreak of world war two. We are also home to the Infantry Battle School, which every year equips more than 3,500 men and women with the skills and tactical abilities they require to become exceptional soldiers in the UK armed forces.

Brecon is the location of HQ Wales and 160 Brigade. Originally raised in 1908, the brigade saw service in both world wars, including in Operation Overlord, the allied invasion of north-west Europe. Today, the 160th is the link between the Army in Wales, the UK Government, the Welsh Government and wider Welsh society. This week, the 160th will see the retirement of its commanding officer. I put on record my thanks to Brigadier Alan Richmond for his three decades of service, the last four of which have been as the Army commander in Wales. I wish him and his family all the very best as he moves on to his next post in the Army. I look forward to working closely with his successor, Brigadier Andrew Dawes, as we move into a new era for our security and defence. The Army in Wales will no doubt have to contend with international challenges and challenges closer to home in the coming weeks and years.

The proposed closure of the barracks in Brecon, which is scheduled for 2027, would be a tragic loss to our community. I visited the barracks only yesterday and was given a tour by both brigadiers. One of the buildings they showed me is named after Sir Tasker Watkins VC, who is known by many—certainly by me—as the greatest ever Welshman for the bravery he showed in France in 1944. Closing Brecon barracks would close the door on an essential part of Welsh history. The history of Brecon is one of shared pride and intertwined heritage with the military. Many local businesses are supported by the presence of the barracks, not to mention the revenues from tourism, which support local jobs and growth in the rural economy.

The loss of the barracks at Brecon would result in the headquarters for the Army in Wales being relocated from that site. In addition to its truly historical and social significance, it cannot be overstated how critical the facility is to our national security. During times of regional and national crisis, Brecon barracks is the location of the critical response unit, which co-ordinates the actions of the military. The equipment and expertise housed in Brecon are a source of pride and should be protected. Although I will do all I can to prevent the closure of the barracks, if a compromise cannot be found, I will be working closely with colleagues in both the Ministry of Defence and HQ Wales to ensure the impact on the local economy and local identity is minimal.

UK defence spending now supports over 7,700 jobs in Wales in the public and private sectors, an increase from 6,300 just a year ago.

[James Gray (North Wiltshire) (Con)]

My hon. Friend mentioned Brigadier Andrew Dawes in passing. It is worth highlighting that when he was in the Ministry of Defence, he masterminded the link between Parliament and the MOD, and particularly the Armed Forces Parliamentary Scheme. He is an absolutely first-class individual, as is his twin brother Ed, who runs the Wiltshire side of things, and he will be a great asset.

[Fay Jones]

I very much agree with my hon. Friend. I do not want to prejudice my application to the Armed Forces Parliamentary Scheme by saying anything further, but I thank him very much.

The 2018-19 financial year was the first in history during which the UK spent over £1 billion on defence in Wales, so there has never been a better time to celebrate the prominence of Wales in the UK’s defence estate. Wales is quickly becoming a defence industry hub: thanks to an expansion in cutting-edge innovation and pioneering technologies, the whole of the UK armed forces will benefit from research and development undertaken in Wales. It is encouraging that the MOD’s Defence Electronics and Components Agency, based in Sealand in north Wales, has been selected as the global repair hub for the F-35 Lightning aircraft.