"My Lords, flood prevention still requires affordable insurance to back it up, because floods still happen when you try to prevent them. The eligibility criteria of Flood Re mean that for the outbuildings of small farms, if the farm office is inside the farmhouse, the farmhouse is not eligible for …..." Earl of Kinnoull - View Speech
"My Lords, it is a great pleasure to follow the noble Lord, Lord Purvis, and indeed to hear the wonderful remarks from the Leader and from the noble Lord, Lord True, earlier on. I am in the rare and happy position of agreeing with every word that has been said …..." Earl of Kinnoull - View Speech
"My Lords, no matter how good one is at detection and prevention, there will always be floods. That is why it is important to have insurance. The Flood Re scheme, which was generated some years ago and was time-limited, applies only to buildings that were built before 1 January 2009 …..." Earl of Kinnoull - View Speech
"My Lords, Network Rail—being, of course, a state entity—does not buy third-party insurance from anywhere, but the insurance industry has an amazing number of modellers and information about the natural perils in the United Kingdom, particularly the sweet-water peril and the salt water peril that we are discussing. Can the …..." Earl of Kinnoull - View Speech
"My Lords, the noble Baroness, Lady Noakes, has graciously allowed me to intervene briefly. Earlier today during Question Time there were two Questions which involved insurance. I forgot to mention my insurance interests in the register. I would like to update the House’s record for that...." Earl of Kinnoull - View Speech
"My Lords, one of the precursors to the reopening of the commercial shipping lanes in the Strait of Hormuz would be the availability of reasonably priced insurance—and lots of it. The main marine insurance markets for the world are based in London. What discussions are the Government having with those …..." Earl of Kinnoull - View Speech
"My Lords, I will be brief. Finding the balance between, first, the Government’s 2024 manifesto, secondly, the maintenance of the separation of powers among the three legs of our constitutional stool—the Executive, Parliament and the judiciary—and, thirdly, the proper staffing and working of our House has taken a considerable amount …..." Earl of Kinnoull - View Speech
"My Lords, does the Minister agree that the time is right for a review of the Flood Re programme? As we heard from the noble Lord, Lord Blencathra, it does not apply to buildings which were built after 1 January 2009; it also does not apply to blocks of flats …..." Earl of Kinnoull - View Speech
"My Lords, Flood Re is a temporary system that will run out in 2039 and is aimed only at domestic dwellings, which is a great disadvantage to owners of microbusinesses and small businesses in affected areas. It would be hugely helpful if Flood Re could be extended to those things. …..." Earl of Kinnoull - View Speech
"My Lords, I have spent some of this morning looking at the US Department of Justice’s Epstein library. I note that the emails have a very matey tone and therefore obviously sit in a sea of emails over an extended period of time. Although these emails are obviously to a …..." Earl of Kinnoull - View Speech