Flooding (West Cumbria)
Debate between Daniel Kawczynski and Tony Cunningham(14 years, 1 month ago)
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Tony Cunningham
Yes, absolutely. I pay tribute to the insurance companies and the good loss adjusters, but I want to remind people that things are not perfect. If people are still out of their homes after this length of time, something has obviously gone wrong.
I have a few ideas for the Minister from constituents—people such as Sue Cashmore and Michelle—about how insurance can be developed. I will not go through those ideas now, but leave them with the Minister. I ask him to take serious cognisance of them, because local people often have some very good ideas. I also had a visit from the CBI recently. It had concerns about climate change and small businesses, and perhaps I can pass on its comments and questions to the Minister.
In passing, I want to mention the consultation and the idea of a flood tax, which the Minister will no doubt comment on. There is an idea that, on top of having to pay additional—
Tony Cunningham
The hon. Gentleman will have an opportunity to reply. I have come across examples of insurance premiums being tripled or quadrupled and of people being asked to pay a £10,000 or £15,000 excess. People could now be asked to make a contribution on top of that. In my discussions with people in west Cumbria, that idea has gone down like a lead balloon.
I know that tourism is close to the heart of the hon. Member for Westmorland and Lonsdale. [Interruption.] I welcome the hon. Member for Carlisle (John Stevenson). It is nice to see him here. I think we have a full turnout of Cumbrian MPs, which is superb. Tourism is vital, but I wonder what message it sends when the chief executive of the Cumbria tourist board comes to see me and says that one third or two thirds of his staff have had to be axed. Half of them have already gone.
I want to say something that moves slightly away from what I have said so far, and I am sure that my hon. Friend the Member for Copeland will talk about this, too, because it relates to the future of the nuclear industry. The one thing the people of west Cumbria—people such as Ron Williams from Bothel, Margaret O’Hare from Tallentire, and the residents of Westnewton—do not want any more of is in onshore wind farms. Even the planning inspectorate tells me that the cumulative effect of so many onshore wind farms in such a small area should be considered when looking at planning applications.
I supported offshore wind turbines, which generate enough electricity for about half of Cumbria. However, when people are prepared to put in a field half a dozen wind turbines that generate little electricity and are perceived as an absolute eyesore by those who have to live by them, we have to think again. There must be a balance between generation on the one hand and tourism and the environment on the other.
As Mr Ron Williams also pointed out—I can only concur—the wind blows on some days, but not on other days. However, the tide comes in twice a day, every day. We need to look at that issue, and I hope the Minister will say one or two words about it. There were plans for a barrage across the Solway to generate the electricity we need, but—