Oral Answers to Questions

Damian Collins Excerpts

Thursday 1st March 2012 Commons Chamber

[Mr Paice]

I fully understand my hon. Friend’s concern, but I must point out to him that a very large proportion of dogs have already been microchipped on a voluntary basis by responsible owners. We are now trying to draw in that sector of the dog-owning community that has not done that. We are certainly not planning to create a bureaucratic scheme, but he will have to wait for the full announcement.

[Damian Collins (Folkestone and Hythe) (Con)]

8. What recent discussions she has had with representatives of the insurance industry on the Government’s policy on maintaining coastal and inland flood defences.

[The Parliamentary Under-Secretary of State for Environment, Food and Rural Affairs (Richard Benyon)]

The Department for Environment, Food and Rural Affairs has had regular meetings with representatives of the insurance industry, and they include discussions about the future of flood insurance beyond June 2013. This is against the background of our continuing investment in flood and coastal defence.

[Damian Collins]

Does the Minister agree that there needs to be a more accurate assessment of flood risk? The residents of Romney Marsh in my constituency are living in a drought area and have seen £60 million spent on a new sea wall, yet they have been told that they might not get insurance cover after 2013.

[Richard Benyon]

I understand the frustration felt by my hon. Friend’s residents. The Environment Agency makes the latest flood risk information available to insurance companies, on licence, on a quarterly basis. The approaches of insurance companies vary considerably, however. Some have sophisticated risk models that reflect that information, while some upload it only on an annual basis and others continue to make assessments on a postcode basis. That is why we are working closely with the insurance industry to ensure that information is shared. The Environment Agency can write a letter to my hon. Friend’s constituents, which they can then use to show their insurance company that they are no longer have the degree of flood risk that they had before.